My Life As A Military Spouse
2011/06/26
2011/06/20
Money Monday
Be sure to check out information this week from The Paycheck ChroniclesSenate showdown over limiting debit card fees
Don't waste money on your car
Lies homesellers tell
Soney PS Vita
Stores stock new light bulbs
Make your own detergents
Credit report items that scare lenders
Can zero balance hurt your credit score?
Avoid this car rental surprises
Things to do when a company leaks your information
Where real estate listings fail
When to fight restocking fees
Financial mistakes newleyweds make
Surging college costs price out middle class
What is a college degree really worth?
Gas guzzling mistakes to avoid
High gas prices drive up the trade in value of some cars
Uncommon ways to raise credit score
Is it safe to bank online?
Watch TV online for free
What lowers home values
Ways adult caregivers can boost finances
Airline shoppers shouldn't procrastinate
Residents moving out of 'Nanny States'
Citi hack, more accounts impacted
Questions to ask before opening an online bank account
Best day for grocery shopping
Google web mapping can track your phone
Fake check scams
Why your dentist costs so much
Your CLUE report can affect insurance costs
Prepaid cards go mainstream
Red flags on your credit report
Think hard before signing up for buy back programs
Pawngo
What not to buy at Sephora
Best beach hotels
States are looking to online tax to close budget gaps
How to write a will
Save on summer travel, hostels with kids
Fake check scams
Rising costs of public school fees
10 Best colleges for the money
Time is running out on the debt ceiling
Most annoying bank fees
Supermarkets going retro
Senate votes to repeal ethanol tax credit
Summer style under $50
High food prices prolonged?
Review - e-readers for less than $175
Robot vaccum floors tester
2011/06/08
2011/06/05
Money Monday
Wired's Father's Day Gift GuideSpeeding tickets raise insurance rates
How to wreck your credit score
What you may not know about doing laundry
Common car buying mistakes
Ways to make batteries last longer
Companies for work, life balance
Ways to save on household outdoor jobs
Confessions of a car salesman
Nintendo says US Server breached, no data lost
Sony breach, 120 passwords from Sony Europe hacked
What your credit card won't let you buy
Ways to cut the cost of car ownership
Pros and Cons of prepaid tuition plans
Save on your power bill with plug in timers
Amazon may soon need to collect sales tax
Finding the right cruise for you
Google Chromebook explained
OPEC to consider increasing output
Gmail hack
Groupon travel deals coming soon
Best values in public college
Reasons to avoid salvage title cars
Things homeowners can haggle for
Tips for profitable yard sale
Budget travel tips
Life after bankruptcy, rebuilding your credit
Adjustable for fixed mortgage?
iPad 3 coming at Christmas?
Gmail, Yahoo and Hotmail Hacked
Labels: budget friendly
2011/06/01
Money Monday
Be sure to check out this week's updates at The Paycheck ChroniclesVacation tips
Credit score spring cleaning
Dishwasher dilemmas solved
Why airfares are high
Mystery of the check engine light
10 days, no spending
Printers under $200
100 words that can change your credit history
Make a digital degree pay off
Things to know about free IRA rollovers
How to beat new banking fees
How to avoid contractor scams
Improve your gas mileage
Cheapism.com - local guides to cheap eating
Ways to avoid scams
Is lasik right for you and your budget?
Finding a rental after foreclosure
Things the consumer financial protection agency can do for you
Ways social security payments are being cut
Housing prices plunge
Best AC for $300 or less
Ways to cut your grocery bill
Secrets about your debit card
How to get more bang for your buck this summer
Tips for lowering property taxes
What to know about secured credit cards
2011/05/31
2011/05/27
Lasting Legacy
Website plans lasting memorials to fallen troopsFor the last month, site administrators and online members of TogetherWeServed have been compiling basic profiles of every servicemember who died in the Afghanistan, Iraq and Vietnam wars. Now, they’re hoping that family members of those troops will pick up the project, providing a more complete profile of the fallen heroes.
Brian Foster, founder of the military-themed social networking site, said most of the profiles already contain some personal information, like photos and hometowns, thanks to the work of site members who “adopted” the pages.
“But we want to get in touch with families, really create a lasting legacy for these troops,” he said.
The website, a fee-based membership site only open to those who have served in the military, is offering free access to families who contact administrators to update those fallen hero profiles. The offer is also open to families of veterans from earlier wars as well, although many of those profiles have not yet been created.
2011/05/25
My PCS Chronicles
I have been out of town for awhile. My MIL has cancer and I was away helping her. She is doing rather well at this juncture, but I still feel guilty about preparing to move further away from her.We had our transpo appointment. The folks were very nice. We have dates set for the packers/movers and have our partial DITY (I refuse to call it PPM) details set and ready to go. My motto is always to hope for the best, prepare for the worst - so I do have scenarios in the back of mind - what if the moving season is like last year? Many of our friends that PCS'd last year had moving dates set - the movers either didn't show up or moved their dates around and made it very difficult on everyone. We are told that they have planned for a very busy moving season due to BRAC and are prepared. Because we will likely be awhile getting housing they will store our goods nearby our current installation. It will take longer for us to get our things on the other side, but they tell us that this should help with things as a whole. We shall see.
We received our alleged housing assignment. We did not get the type of house nor neighborhood that we had hoped for. I am optimistic though that our housing assignment may end up being better for us on the whole due to location. I also have to be thankful that while we may have to wait a bit for a house, we will likely get a house. I know that this move will likely be the last one we make to an installation where housing will be available sooner rather than later.
They did change our dates around and I had to cancel reservations. I was able to get most things changed without too much hassle. We had planned to stay in temporary lodging on installation at our new location, but when I canceled and tried to rebook, they were full for our new dates. We were lucky to find another hotel nearby that accepts pets and had rooms available. It isn't as nice as the hotel on post, but when you move with pets sometimes you have to take what you can get and be happy about it.
Housing here says that they will get our BAH refund two weeks after we clear. I am not sure that I trust that, but we shall see. We will take our DLA and use it for upfront rent at the next location. We are only getting a portion of DLA upfront. I hate that they changed how to they disburse DLA. I suppose I should just be thankful that we receive it.
As for rental trucks for our partial DITY, we ended up going with Budget. Overall they were cheaper and they gave a military discount. Uhaul was going to be more expensive and no discount.
I continue on my daily quest to purge things from our house. I have boxed up items and written 'Do Not Pack' on them. I have gone through all linens, curtains, etc. Washed them and packed them into large Ziploc bags so that they do not have to be touched, only boxed. I have a lot more to do, but I am on the right track. Now if time will just slow down. :)
2011/05/18
Military Pay Seems To Be A Political Game
Military paychecks not assured in August should government defaultRep. Duncan Hunter, R-Calif., is among the lawmakers seeking to reassure service members and their families that they won’t miss out on a paycheck, even if the government faces a financial crisis this summer.
In the wake of Monday’s announcement that the U.S. has reached its $14.3 trillion debt limit — and is now using extraordinary means to keep paying bills — Hunter is urging quick passage of HR 1551, a bipartisan measure to guarantee military pay. He is the chief sponsor.
House leaders have made no promises to pass Hunter’s bill, nor any of the several similar bills that also would protect military pay in case the government runs out of money. If pay protection is granted, it is likely to be done at the last second, because the threat of not paying troops is a powerful motivation to get a debt ceiling agreement.
Hunter’s Guarantee Paychecks for America’s Military Families Act would guarantee that military members, and federal civilians working in combat zones, would continue to be paid even if the government runs out of money or there is a lapse in federal funding.
Treasury Secretary Timothy Geithner told Congress on Monday the government is borrowing money from government trust funds and delaying some payments to keep spending through Aug. 2. At that point, the government would go into default. One of the things that might not be covered is military salaries, Treasury officials have warned.
Service members and their families already suffered through a threat to their pay in April, when a government shutdown was avoided at literally the last hour. After that, Hunter — a Marine veteran — said he doesn’t want military families to worry again while Congress and the White House try to negotiate an increase in the debt ceiling.
“Each one of our military families deserves to know that paychecks won’t be withheld,” Hunter said in a statement. “My bill provides that certainty, so that service members won’t have to worry about whether their families at home have money to pay bills, put gas in the car or go to the grocery store. These men and women have enough to worry about already — and paychecks should not be on the list. It’s time to put this nonsense behind us.”
2011/05/16
Money Monday
Short and sweet this week.........Smart Products
How to protect yourself as a consumer
Grocery savings tips
Thieves swipe debit card information
How to retire with no savings
How to win in small claims court
Tips for hassle free road trips
Frozen credit reports
What to do when a company leaks your information
Finding frugal family fun
Are credit card protection plans worth it?
Settling debt and your credit report
What to expect from a college consultant
Netflix arrives on some Androids
Can your bank stop ID theft?
How the home buyers tax credit costs you
New tools for your money
Where to travel on the cheap
Gas prices expected to drop soon?
What info you can be asked when using a credit card
Great laptops that are cheaper than a chromebook
How to cut car insurance costs
ID thieves targeting babies video - article
Do you really save at outlets?
How to stay safe with mobile banking
Labels: budget friendly
2011/05/09
Money Monday
Check out The Paycheck Chronicles for this week's Military money related updates.Sticker Shock
Cutting costs by $14000
Focus on earning more
Most stolen cars and trucks
Lower your cell phone bill
Tips to limit student debt
Lessons to teach kids on how interest works
Building blocks of good credit
VantageScore, why it matters
College tuition reality check
How credit card data is stolen and sold
Second Sony hacker attack
Antitrust probe of AT&T, TMobile deal deepens
Things to know about credit card interest rates
Amazon to launch fashion deals site
College costs that you can deduct
Is home ownership overrated?
Cool Deals and Bargains
AT&T Caps Broadband and DSL
Suit against Aaron's Rental Raises Privacy Questions
Solutions and Savings for Tech Problems
Sony offers ID theft services
iOS4.3.3 Kills iPhone Tracking
US Chamber to publish gallery of pirate websites
Best digital cameras
Developer offers new homes for $1 down
Tips to lower gas costs
Gaming extras to skip
Save time and money on dog grooming
Gas prices break their streak, for now
Oil prices drop, will gas?
Middle class in crisis
Is debt collector legit?
Reps. want review of rule limiting credit for stay at home parents
Getting the best deal on rent
Methods used to get you to buy more
Reasons to steer clear of coupon madness
Mobile banking features you need
Spring car care
Real cost of divorce
Bumped from Alltel to AT&T - you have options
Neighbors that can sink home values
Spending cuts that equal big savings
Best and worst kitchen appliances
$15 a month Android data plan
Cost cutting gone wrong
Gas prices expected to drop by summer?
Labels: budget friendly
2011/05/02
Money Monday
Ethanol - friend or foe?Best mother - daughter vacations
Hackers bring down PlayStation network, may have stolen credit card information
Money saving mistakes
Rising gas prices leave people running on empty
Unexpected costs of the health care law
EPA to toughen up on fuel economy standards
Yahoo buys IntoNow
Why you should care about the iPhone tracking issue
What you should know before booking a cruise
Tips to lower car ownership costs
What cars cost to fill up
Sony issues warning about hacker stealing personal information
Best schools for your real estate bucks
Overdraft fees pile up despite regulations
Manipulation driving gas prices?
Traditional light bulbs on the way out, learn to read the new packaging
Amazon explains cloud disaster
Verizon phone warning label
Android to get google talk
BofA to hike rates for late payment
Are car safety extras worth it?
New math for college savings
What your phone knows about you
Amazon launches .69 song store
Ways you can sell old gold
Drugs that will go generic in 2011
Guide to buying laptops
Best cars for families
iPhone tracking story, the fix?
Tips for the iPad 2
Ebay buys Where
Alaska cruise tips
Some banks still not disclosing all fees
Toyota recalls 2011 Tundra
Nissan recalls
Diaper prices rising
Tips so you aren't compromised by your smartphone
TV without cable
How to unload groupon vouchers
Used car prices surging
Sneaky retail pricing tricks
Crude oil declines
How to play the new credit card offers
Travel Apps
Restoration plans for Sony network
Labels: budget friendly
2011/04/25
War reporters leave families behind
This is eerily similar to what military spouses and families go through each day. I watched it once. The second time I only listened to the audio and substituted in my mind the word reporter or service member.Money Monday
Finances: Back to Basics Week 1Ways to raise credit score
Flat Tax
Pharmacies that consumers like best
New website showcases beachfront hotels
Airfares going up $10
GAP discounts via text
Amazon to launch library lending for kindle books
What to do about a lost ATM card
iPhone tracking, what you should know
No new XBox or Playstation until 2014?
Weird ways to use reward points
Gadget secret powers
Don't waste your money
New Airline requirements
GA Hacker caught with 675,000 credit card accounts
Get what you need without paying
Ace college financing while in high school
Disaster proof your budget
How to remove authorized users
Why families should not share credit
Groups wants government to link gas prices to mileage, prod you to purchase certain cars
Credit Cards and Cell Phones
Bank settles military foreclosure claims
Wash. considers annual fee for electric cars
Best Washing Machines
Ways Menus Make You Spend
$5.69 for Gas
Driving myths that cost you
Secrets to saving money
Q & A: Smartphone tracking
Wi-Fi Privacy Dangers
Walmart testing home delivery in CA
When is tracking too much?
Costly home buying contract errors
Track your own phone
Rising oil and falling dollar reset summer travel plans
Travel Deals
How to avoid taxes on life insurance
Dodging Phone Fees Overseas
Double Dip Recession?
What is the cheapest long distance?
Prices that will rise along with your gas
Low cost summer daycare alternatives
College debt worse than credit cards
Google testing google offers
When to start prepping for college
Alternatives to college
How to retire a millionaire
Money lessons from childhood
Labels: budget friendly
2011/04/20
Unscheduled “fundamental review of America’s missions, capabilities, and our role in a changing world"
The Mother of All ReviewsPresident Obama was calling for an altogether new review on Wednesday in saying he, Secretary Gates and Admiral Mullen would search for places to cut the Pentagon’s budget over the long term — or so DoD understands. When’s it going to start? Who’s going to run it? There aren’t many details, and the White House apparently hasn’t issued instructions for what’s going to happen next, but this much we do know: Obama wasn’t referring to a Quadrennial Defense Review or any of the other regularly scheduled reviews, said Pentagon spokesman Col. Dave Lapan.
For many people inside the Beltway, life is review whack-a-mole. A general wants a study on what to do about a program. Members of Congress want reviews about why DoD should buy the widget produced in their districts. The budget is coming up. Or there’s a big one like the QDR, the Quadrennial Homeland Security Review, the Quadrennial Missile Defense Review, and so on. Often these reports appear with great fanfare and have absolutely no effect. Every once in awhile, a review will uncover something the brass doesn’t want to see the light of day, and so the report never materializes.
But a big, unscheduled “fundamental review of America’s missions, capabilities, and our role in a changing world,” as Obama called for Wednesday, is definitely unusual. This is bigger than whether DoD should buy 41 more F/A-18s. This could raise long-simmering questions about whether the services should be funded unequally — we’re never going to fight another big land war, right? (The argument goes.) So cut the Army and Marines and grow the Navy and Air Force. Or could it mean fewer troops forward deployed in Europe and Asia? Could it mean the U.S. scales back its nuclear umbrella?
So not only will DoD be forced into a major review to define its future, it will force Washington to confront some unpleasant realities about the future of American power.









































