2010/04/30

FSGLI Update

Family SGLI premiums to drop July 1
Service members will be paying less for life insurance for their spouses under the Servicemembers’ Group Life Insurance beginning July 1, the Veterans Affairs Department announced today.

Monthly premiums will be reduced by an average of 8 percent for all age groups under Family SGLI, officials said. The VA website has not yet been updated to reflect the new premiums, but current rates for the maximum amount of coverage of $100,000 range from $5.50 a month for spouses up to age 35, to $52 a month for spouses 60 and older.

Officials said the new rates are based on revised estimates for the cost of the program, and this decrease marks the third one since the Family SGLI program began in November 2001. Based on the coverage of service members, spouses can be insured for up to $100,000 in increments of $10,000.

“VA hopes these reductions will allow more military personnel to obtain affordable life insurance coverage for their spouses, particularly in these difficult economic times,” VA Secretary Eric Shinseki said in a statement announcing the reduction. “Without insurance protection, life after the loss of a spouse can be not only challenging emotionally, but can place a severe financial strain on a family.”

2010/04/27

PPM Update - formerly called DITY Move

Military improves do-it-yourself moves

After extensive testing and evaluation, the military has launched an improved system to better compensate servicemembers who personally move their household goods on military orders.

All services began using the new system April 15. Moves initiated prior to that date will continue to process under the terms in place at the time of initiation. Members can make final moving plans with their local transportation office.

"Personally Procured Move, or PPM, gives our servicemembers a choice. They may elect to personally move some or even all of their personal property and receive an incentive for doing so," said Air Force Lt. Col. Ronald Coleman, deputy director of Transportation Command's Defense Personal Property System. PPM replaces Do it Yourself, or DITY, moves.

The new system calculates for reimbursement using a "best value" method.

Most moves will fall into one of three scenarios:

-- Servicemembers will receive 95 percent of the "best value" the government would pay to move the goods as an incentive;

-- Actual Cost Reimbursement will pay servicemembers actual cost not to exceed the "best value" of the move and is used for pre-approved special handling such as assembly and disassembly and packing fragile items; or

-- When a government-furnished moving service is not available, ACR pays the actual cost for the entire move subject to service headquarters pre-approval.

Some moves will not qualify for the new system, officials said. They explained that rules for moves can be found in the DPS Smart Book here, along with additional service-specific guidance.

2010/04/26

“Marriage and the Military: Evidence That Those Who Serve Marry Earlier and Divorce Earlier”

I will first say that I have a general dislike for studies. It is simply a guessing game. A paid guessing game at that.

They are dependent upon very few people and select/limited information and/or situations. They tend to give a broad stroke hypothesis based on limited groups, therefore generalizing information for the masses. Broad studies, well, I can get more on board with those, in theory. I generally do not put much stock in any study. Tomorrow another study (slanted the other direction) will come out to rebut the previous study. Right? :)

Anyway, I read
this. Then (because I am a military family member and was interested in reading the entire 'study' - and I like detailed facts, especially regarding 'studies') I wanted to read this. But it is not available to read for free.

I also read a rebuttal to this study
here.

Why do things like this bother me so? Because people in high places with power make decisions that will impact me and fellow military families - often based on 'studies' such as this. Does that mean that this particular study and the suggestions within will ever come to fruition? I don't know. But I do know that if there are studies being done and paid for that will impact the military, I darn sure want to know about it and want to personally be able to read and examine the finite details.

I will take out a few excerpts from
this article for comment below. Remember that I cannot read the entire study, therefore I am commenting solely on what has been written in articles regarding this study. Sarcasm included.........

In a new study, economist Paul Hogan and social psychologist Rita Seifert suggest that while the military needs to be supportive of family life — more than half of all active-duty troops are married — the Pentagon should not, in essence, encourage single troops to marry.

Gee, thanks for saying family life needs to be supported. How great and generous of you.

When exactly did the Pentagon begin encouraging troops to marry? I think that I missed out on that Memo, WARNO or OPORD! I have never heard one person in the military ever encourage anyone to get married. Unless it was a personal discussion about love. Do people get married for benefits? I am sure that some do, in the military and civilian world. Is the Pentagon encouraging marriage - um, no. If
the numbers here are correct, military members marrying at an early age is nothing new. See pg 8 specifically.

Previous research, the authors say, “has shown that retention of married service members is influenced by family support and satisfaction with the military.”

“However, there does not seem to be evidence that married service members are more productive or of greater value to the military than single service members. The military does not need to encourage single service members to marry. Other employer markets do not differentiate compensation and benefits by marital status.”

Para 1: Well of course it does because for married folks, if Momma/Daddy and the kiddos aren't happy, the Soldier will likely be moving on to a new job and lifestyle!

Para 2: No one is of greater value. Period. The military does not encourage singles to marry. Period. The only difference in compensation is housing and BAH.

While many have argued the BAH issue over the years and encouraged a flat rate for all within a each rank, it is still very simple - single people (w/out children) do not need the same amount of BAH to rent an apartment or house as does a married person (or single person) with children and in need of a larger home. Maybe the way to fix this argument is that there should be a rate for people (married or single) with children and a rate for people without children. That type of change would seem more reasonable based on housing needs, no? Oh, wait, that wouldn't be politically correct either. Yikes, what a dilemma!

In most areas (not all) BAH is decent. It is even generous in some areas. Singles can rent (and only need) smaller homes at a cheaper rate. Some of them room together in a larger home, spending even less of their individual BAH, thus pocketing some money. They may or may not be overly concerned with neighborhood safety or whether or not sex offenders live nearby. They will not be concerned with living in an area where the schools are excellent. They will not be concerned with living in an area where activities for children are wonderful and abundant. These things do make a difference when it comes down to $$ - like it or not. This does not include single service members with children because they are given BAH at the "with dependent" rate just as married people are, with or without children. That being said, I refer back to the above paragraph if change is really needed.

To better understand this, here is an example - In our current area BAH for people of my husband's rank that have dependents (spouse and/or children) is only $234 more per month than for those that are single or without dependents. Telling, no? See, it is not an astronomical difference. So what is the true argument for a flat rate?

Hogan and Seifert say a revised compensation policy would phase in family benefits, such as better housing, so that married troops receive more benefits the longer they serve.

Then, compensation and benefits could move toward a system that rewards performance rather than dependency status, they say. In this way, they argue, the military would both support families and encourage the best performers to stay in the service.

Really? Did they understand the military at all before they were paid to do this study?

The military already rewards (in theory) rank with better housing.

In the past you knew you would live amongst certain ranks in certain types of housing. With promotion of rank came opportunities for different areas to live in and better (cough) housing. It was a benefit (one of the few other than a raise) of the service member climbing the totem poll - today that is not always the case. With rank does not (or rarely does) necessarily come housing privileges anymore.

I cannot speak to the study issues regarding divorce. I married later in age than many of my friends. I have only been married once (and am gladly still married) and do not come from a home of divorced parents. While I do agree that marrying earlier might possibly lead to higher chance of divorce, I also think that there are too many factors regarding the
stresses of military life to generalize age as the largest issue.

Another quote regarding this same study found
here:

Under the compensation system of the U.S. Armed Forces, members who are married or have dependents receive higher rates of pay and greater benefits than those who are single with no dependents.
This statement is entirely incorrect. You do not receive higher rates of pay for being married. Base Pay is Base Pay, decided only according to your rank/pay grade. Period. The only greater benefit is BAH, as previously discussed. For the sake of basics in the military, I am not discussing COLA, Sep Pay or any other special pay that varies.

Like I said previously, I tend to take 'studies' with a grain of salt. With a little research you can find a study to support a cause or a study to rebut a cause. The facts/information used in any study are always questionable and generally very small. All that any of us can to do is gather and examine the facts and then make an educated guess about things - that is what a study is in very basic terms that make sense to me. And they do not utilize common sense - that is not the intent.

If you find the 'study' accessible from any free locale, please let me know. I would still love to read the entire thing.

Labels:

Budget Friendly Monday

Spring 2010 issue of Military Money

Price Matching at the Exchanges

H&M coupon 20% off when you donate clothes

The FICO 5: The Components that Make Up a FICO Credit Score

Could you be fired for bad credit?

New $100 bill unveiled to thwart high-tech counterfeits

Free coupon for Burger King Whopper

Millions face tax increases under budget plan

Higher gas prices are on the way

Obama suggests value-added tax may be an option

Comparing Pizza Prices

Do-It-Yourself Laundry Detergent

6 Ways to Achieve Your Financial Goals

Technology's Best vs. the Best Bargains

Office Depot Offer: Free Personalized Cards for Upcoming Holidays

28 Tasty Tips to Save on Food

5 Money Mistakes You Might Be Making (and How to Avoid Them)

Financing or Paying Cash? Sometimes The Choice Isn’t So Clear

In Search of the Real Dealer Cost

Make your car last 250,000 miles

Nab a Deal on a Big-Screen TV

How to Make an IRA Your Financial Backstop

6 big homebuying mistakes

Labels:

2010/04/19

On the road - yet again....

See you when I return!!!

2010/04/18

Budget Friendly Monday (on Sunday)

8 Steps to Reducing Credit Card Debt

Audit: So If It Happens to You, Here's What to Do -- and What Not to Do

How Are Our Federal Tax Dollars Spent?

When to Freeze Your Credit Report and How to Do It

7 Steps to Get Your Finances Back on Track

How to Be a Savvy Cheapskate

DOD Talks Personal Finance

Free entrance to National Parks April 17-25

Shoes.com coupon for 25% off

Filene's Basement coupon for 20% off

Entertainment coupon book for $15 + free shipping

A Type of Learning That Pays Dividends

Most, Least Expensive States for Car Insurance

The most and least expensive cars to insure

The Trick to Overcoming Payment Myopia

Consumer Reports: iPad or Kindle

Facebook warns of gift card scam

4 deceptive debt settlement claims

Labels:

2010/04/14

Tax Day Freebies

Free treats and more for taxpayers
Few truths are more universal: No one likes to pay taxes, and everyone loves to get things for free.

Restaurants and other retailers are offering freebies to reduce people's angst over their income taxes — which must be postmarked or e-filed by Thursday.

From cupcakes and pancakes to dinners and coffee, the offers are meant to help people feel better as they help companies drum up business. No paperwork or proof is required for most of the offers.

Ice cream chain MaggieMoo's is giving away pieces of its new ice cream pizza in its second annual tax day giveaway. The company won't say what it cost to give away thousands of free scoops of ice cream at its 160-plus stores in 2009, but a spokeswoman says such promotions bring in new guests and new sales.

"They'll have free ice cream and then they'll get a drink or a smoothie or something else or take home an ice cream pizza," says Jenn Johnston, senior vice president of marketing for NexCen Franchise Management, the parent company of MaggieMoo's, Pretzel Time, The Athlete's Foot and other chains.

Here are some of the freebies and discounts on offer for tax season 2010.

• FREE COFFEE AND TREATS

CINNABON: Get two free bite-sized cupcakes from 6 p.m. to 8 p.m. Thursday at participating mall locations as part of "Tax Day Bites!" Flavors include Chocolate Passion, 24-Carrot Cake, Vanilla Bliss and Cinnacake Classic.

MAGGIEMOO'S: Get one free slice of ice cream pizza — ice cream with red frosting to look like sauce and white chocolate to look like cheese — at participating locations from 3 p.m. to 7 p.m. Thursday.

STARBUCKS: Get free brewed coffee all day Thursday if you bring your own mug, a promotion the cafe chain says is friendly to the environment as well as taxpayers.

• DISCOUNTED MEALS

BOSTON MARKET: For a "last-minute tax break" — one free meal for each one you buy Thursday through Sunday — show this coupon
here

IHOP: Expanding on the tax deduction parents get for kids, the restaurant chain is offering free dinner for one child age 12 or younger with each adult meal purchased 4 p.m. to 10 p.m. all month long.

MCCORMICK & SCHMICK'S: The seafood restaurant is offering $10.40 dinner and drink specials in the bar on Thursday — a nod to the 1040 tax form. Bar guests who come in April 15 also receive a $10.40 gift certificate for a later visit. And professional tax preparers, who may have to work right until the midnight deadline Thursday, get their freebie Friday: dessert on the house plus a $10.40 certificate if they show a business card.

P.F. CHANG'S: Get 15 percent off food purchases for dine-in or take-out, excluding alcohol and happy hour food and beverages.

• STRESS RELIEF

HYDROMASSAGE: Get a free massage Thursday through Sunday at participating locations. The mall-based massage chain suggests calling ahead to book an appointment. Find a locations
here.

2010/04/13

'Revolving door of multiple tours linked to PTSD'

This is a must read.

It is eye opening and also will help many service-members feel less alone. In my family related experience, not everyone has full PTSD, many have 'combat stress' or another related diagnosis- and the stories within the article will be of help.

Feeling less alone is of great help for service-members and their spouses.

2010/04/12

Budget Friendly Monday

A few 'money' related articles thrown in this week.......

The Only 6 Accessories You’ll Need This Spring

Change your font and save money on printer ink

How the Credit CARD Act Will Affect Types of Credit Cards

Meet the Credit Score Perfectionists

Health Care Reform: Tax Hikes on the Way

High priced - low end fashion looks

Where Does the Car Dealer Make Money?

Five products designed to fail early

Five Strategies for a Cheaper Family Vacation

Net neutrality and what it will mean for you

How a Pro Helps Tackle Clutter

A possible census debacle

To Buy or Rent in Retirement?

Free waffle cone at TCBY

Free entry to all 392 national parks April 17-25

Quiznos coupons for free drink and chips with sub purchase

Why Your House Won’t Sell (Or Rent)

Military Discounts Really Add Up

12 Hidden Costs of Homeownership

High Balance on One Card Can Hurt Overall Credit Score

Slash Your Grocery Bill and Still Eat Well

Free reusable bag from recycled materials at Target for Earth Week

Labels:

2010/04/11

They ask that their efforts not be forgotten

Remembering Our Troops Still Matters

South of Emmitsburg Road, along the Civil War battlefield here, 20 men gather around a monument to Latham’s Battery.

They toil at the simple memorial honoring the North Carolina artillery unit, cleaning cannons and resetting fallen rocks on a low stone wall. Most of the men are Civil War re-enactors and are wearing period uniforms.

“Colonel” Kevin Stone, one of the volunteers, says they gather to do this twice a year. “If we don’t do it,” he explains, “who will?”

With few exceptions in our history, we Americans have honored our soldiers, living and dead, past and present.

The nation is in its longest period of continual war now, although it faces a different kind of warfare and a different kind of enemy. The average American has not had to make significant sacrifices this time, unlike most previous wartime generations.

Jeff Brauer, an associate professor of history at Keystone College, thinks that fact actually has led to heightened patriotism. “Without a daily outlet for appreciation, there has been an increased migration to memorials such as Gettysburg, the World War II, Vietnam and Korean war memorials (in Washington), to show respect and gratitude for our current and past soldiers.”

The man responsible for managing the wars in Iraq and Afghanistan, Gen. David Petraeus, says he hopes his troops are honored today – and generations from now – as the selfless men and women they are.

“All those now in uniform raised their right hand long after the attacks of 9/11,” he said, from Poland where he was attending meetings. “Even those serving before then have re-enlisted or remained on active duty. They knew they'd be asked to deploy, and yet they have continued to serve, voluntarily.”

These men and women continue to raise their right hands even as they confront tough, often barbaric enemies, he says. “They perform the most challenging of missions in cultures different from our own.

“They have done magnificently, and they truly are the very best of our country.”

Retired Army staff sergeant “Wild” Bill Guarnere knows about challenging missions. At age 18 he made his first combat jump on D-Day, part of the Allied invasion of France during World War II.

A member of Easy Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne Division, Guarnere said the thought never crossed his mind then that what he was doing would be remembered generations later.

“We were there to protect the freedoms of our country,” Guarnere said by phone from his home in South Philly. “That was our focus, the home front and our families. You have no idea what freedom means, until you lose it. That is what we thought about, that is what we fought for.”

His heroic actions, chronicled in the HBO series “Band of Brothers,” cost him his right leg and earned him the Silver Star, two Bronze Stars and two Purple Hearts.

Guarnere has traveled to Iraq and met Petraeus (he calls the general “a very good man”) last year in Philadelphia. He doesn’t mince words about the nation he gave so much to defend: “Nobody gives two damns about the war today. All they talk about in Washington is health care.”

Last Sunday a group of American soldiers gathered in Baghdad at the site where, seven years earlier, Paul R. Smith, a young Army platoon sergeant from the 3rd Infantry Division, defended his small unit against overwhelming odds. As Smith’s relentless machine-gun fire broke the enemy attack, a bullet took his life.

Smith posthumously received the Medal of Honor.

Major General Tony Cucolo, commander of the 3rd Infantry Division and of all U.S. forces in northern Iraq, was among the group. “As I looked around the small gathering in a dusty, walled-in corner of Baghdad,” he said afterward, “I marveled at how far some of the soldiers had travelled that day for a ceremony that would last about 30 minutes.”

Elected officials could learn from the military, according to Bert Rockman, a political science professor at Purdue University.

“It would be nice if our political loonies took some lessons from how the military functions through teamwork, assimilation, cooperation and looking after one another,” he explains. “It’s not perfect, but it’s a model for how we can best function to reach outcomes vital to our collective future.”

We can never do enough for those who serve our country. They ask only for respect for what they do and their willingness to do it for the rest of us.

And they ask – as all American soldiers have, since 1775 – that their efforts not be forgotten.

In loving memory of U.S. Army Sergeant William J. Zito, 76th Infantry, Company G, World War II.

2010/04/09

Available Scholarships

Good Info: April is Scholarship Season

2010/04/08

Thoughts on this?

Doctor studying possible PTSD treatment

Amy Little escaped an armed robbery attempt physically unharmed, but the aftershock lasted years.

After leaving a Carpentersville movie theater in 2004, shortly after the Elgin woman graduated from Larkin High School, Little and a friend were approached by two men who tried to force the pair into a car at gunpoint. Little's companion was struck in the head when he refused. Luckily, a passing squad car scared off the men.

But the attempt left Little, now 23, with extreme anxiety. Routine encounters with men who had similar physical attributes as those would-be robbers gave her panic attacks, and irrational fear paralyzed her.

"If my phone broke, I refused to leave the house," she said.

Little was diagnosed with post-traumatic stress disorder in 2005. Therapy helped a little, but her anxiety eventually got so bad, she said, that she gained 80 pounds and flunked out of Northern Illinois University.

In October 2007, she went to see Dr. Eugene Lipov and got a shot in the neck. Lipov, medical director at Advanced Pain Centers in Hoffman Estates, injected a local anesthetic called bupivacaine, more commonly used as an epidural anesthetic during childbirth, next to the so-called sympathetic nervous tissue, which induces the body's "fight or flight" response. Since then, Little's anxiety has dropped significantly, and she has been accepted to nursing school, which she will start in the fall.

"It's a completely different feeling when you can actually control your own life again," said Little, who received additional shots in December 2007 and December 2008 but said she has not needed one since.

The treatment is called a stellate ganglion block and has traditionally been used to relieve arm and facial pain. Lipov said he has had much success treating hot flashes in menopausal women with the technique and realized it was having a psychological effect as well as a physical one.

Dr. Paul Lynch, co-founder of Arizona Pain Specialists in Scottsdale, said he's used the procedure frequently to cure physical pain over the past six years. But he said that in the case of PTSD patients, it's having an effect similar to antidepressants.

"It's like rebooting the brain," Lynch said. "It's resetting the connection between the central nervous system and the sympathetic nervous system."

Jason Brown, an Army reservist who returned from Iraq to his home in Peoria with PTSD, received two blocks from Lipov in 2008 after traditional treatments were ineffective. Like Little, his anxiety has decreased.

"I feel calmer," he said. "I'm sleeping well, and I'm not worried about going out in public."

The procedure was less successful when applied recently to a second Iraq war veteran suffering from PTSD, but Lipov has had success treating the disorder in several other patients. He said he knows the procedure works but has questions about its potency, so he is planning a full study using the block on veterans with PTSD.

Lipov has FDA approval, but has been rejected for funding by the Department of Defense twice because of a lack of a neurobiological explanation, he said, despite having two letters of support from U.S. Sen. Dick Durbin and then-Sen. Barack Obama, as well as from three Illinois congressmen.

Last year, Lipov published an article in the journal Medical Hypotheses, highlighting the connection between increased levels of a molecule called nerve growth factor in PTSD sufferers and its decrease to normal levels after a stellate ganglion block. The Department of Defense still rejected funding, so he's moving forward with the study at his own expense.

Advocates of the approach acknowledge there's skepticism in some medical circles, but that's why they want to further test the technique.

"I'm hoping that after I do my study, people will take this method very seriously, and I and other people can help the soldiers," Lipov said.

Lipov is inviting male veterans of the wars in Iraq and Afghanistan who are suffering from PTSD to receive a stellate ganglion block free of charge as part of the study. For details, call 847-608-6620.

Camaraderie Foundation

Veteran, wife affected by war try to help others cope
When Michael Waldrop came home from serving in Afghanistan, his wife planned a trip to Disney World on their first weekend together. But as he stood along Main Street with his 5-year-old daughter, trying to find a good spot for Cinderella's parade, Waldrop began to seethe.

He fumed about people throwing trash on the ground, about tourists elbowing one another for a better spot to view the parade. Marnie Waldrop could see that her husband was quietly starting to lose his cool. It wasn't the homecoming either had imagined.

After Michael — a 35-year-old former Army captain called up to duty from the inactive ready reserves — returned home to Orlando, neither he nor Marnie was the same. Marnie, who had run the household and raised two toddlers while he was abroad for 18 months, was more independent. And Michael, once so gregarious, wasn't interested in socializing.

So Marnie contacted a marriage and family counselor. Together, they went once a week for three months — and then went back for repeated visits. The counseling helped — so much that the couple want to give other returning veterans and their families the same opportunity.

To do that, they've established a nonprofit, the Camaraderie Foundation, which raises money to pay for private counseling to help veterans and their families cope with the stresses of military life and the readjustment upon returning home from war.

They're not trying to compete with the U.S. Department of Veterans Affairs, which offers mental health counseling for veterans and, to a lesser extent, their families.

"The VA offers counseling for spouses and for family members," said Fanita Jackson-Norman, program manager at the Orlando VA clinic. "But really our perspective is in treating the veteran."
The Waldrops think that, like Michael, many returning vets could benefit from marriage-and-family counseling. Their foundation helps pay for that and provides additional options for veterans afraid of being stigmatized for seeking counseling or those who don't want their records to reflect that they've seen a VA counselor.

Michael Waldrop saw that firsthand in the military.

"There's this stereotype that if you go to counseling, you get labeled as having 'issues,' " Michael said. Because of that, he said, "a soldier doesn't want his chain of command to know that he's having problems. Likewise, officers don't want their troops to know."

That's why many in the military are leery of getting counseling through the military, says Peggy Hightower, an Orlando mom whose son is serving overseas.

"If a vet goes to the VA for services, it's on record," she said. "If it's not done through the VA, it's not on record."

Though Camaraderie was formed only months ago, the organization is already reaching out to local families. Christy, a 35-year-old Orlando woman, turned to it for help when her husband was preparing to ship out to Kuwait for one year. At the time, Christy was expecting their first child and having a difficult pregnancy. The idea that he would be overseas — and miss the birth of their child — bothered her.

"We would have been able to go through the military for counseling, but I have very strong 1/8religious3/8 beliefs and preferred someone I could get Christian counseling through," said Christy, who asked that her last name be withheld to protect her privacy.

The Camaraderie Foundation picks up 75 percent of her counseling bills; Christy and her husband pay the rest.

"It really helps us out financially to have this organization help us," Christy said.

For married soldiers, the stress of war can wreak havoc on their relationships. During Michael Waldrop's tour of duty, six of the soldiers in his unit of 24 got divorced. A seventh got divorced after he returned home.

"You think you're coming home to family and friends, air conditioning, ice in your drinks. You think it's heaven," said Michael Waldrop, a construction company executive. "Little did we know. It was much more difficult for me, for my kids, for my wife to adjust."

At home, the Waldrops had to learn to talk to each other again. Michael was used to giving orders. And Marnie — who had learned how to pay the bills and manage the household — wasn't accustomed to taking them. She also had established a new routine with the kids, and Michael thought he was in the way.

Counseling helped the couple bridge some of the gaps that had developed in their marriage.
"If it weren't for Marnie, I probably wouldn't have gone to counseling," Michael said. "But now I know it works. And we need a campaign to get rid of the stigma associated with counseling."
With thousands of troops scheduled to return home in the next few years, Michael Waldrop wants to do what he can to help those soldiers readjust.

"Our society," he said, "has not felt the impact of all these young men and young women trying to reintegrate into society, but we will."

On the Web: For information on the Camaraderie Foundation, go
here.

Month of the Military Child 2010

April 2010 - Month of the Military Child


There are 1.7 million American children and youth under 18 with a parent serving in the military and about 900,000 with one or both parents deployed multiple times.

April is designated as the Month of the Military Child, underscoring the important role military children play in the armed forces community. The Month of the Military Child is an opportunity to recognize military children and youth for their heroism, character, courage, sacrifices and continued resilience.

In the weeks ahead, Defense.gov will highlight events marking the Month of the Military Child throughout the military.
More here and here.

See a more lengthy posting and information here.

2010/04/06

AUSA Updates

Bill: Unused Leave Could Go Into TSP Accounts

Lawmakers introduced a bill to allow retiring Thrift Savings Plan (TSP) participants to deposit some of the cash value of their unused annual leave in their accounts. The IRS in September began allowing private-sector employees to roll the cash value of unused vacation and sick leave time into their 401(k) accounts. This bill would allow TSP participants to do the same for vacation time, but it would not allow Servicemembers or federal employees to convert sick leave. For more information, please go here.
Officials: Fund Programs, Not Bigger Raise

Defense and service personnel officials continue to resist efforts by Congress to provide troops a bigger 2011 military raise, telling a House panel that they would rather see more money spent on quality-of-life programs for troops and their families than on boosting the 1.4 percent pay raise proposed by the Obama administration. Their comments came at a hearing as Rep. Susan Davis, D-Calif., chairwoman of the House Armed Services Committee’s military personnel panel, asked the officials whether they would support lawmakers who wanted to bump the 2011 pay raise to 1.9 percent and continue an 11-year string of giving Servicemembers an increase that is slightly larger than the average raise in the private sector. It is not clear whether the personnel chiefs’ testimony will sway the subcommittee, which is expected to start making decisions in May about pay and benefits increases for the 2011 defense budget. To learn more, click here.
Personnel Chiefs Warn Against Cuts to Bonuses

Despite meeting all recruiting and retention goals, the service personnel chiefs pleaded with a House panel to keep paying enlistment and selective re-enlistment bonuses. Clifford Stanley, undersecretary of defense for personnel and readiness, said military pay and benefits generally are competitive with the private sector and that large across-the-board increases are not wanted or needed. Service officials said they may be recruiting and keeping enough people to meet numerical goals and they noted that they are reducing bonus budgets but they worry about Congress cutting too deeply. To read this article in full, please go here.
American Legion Offers Nursing Scholarship

Applications are available for the American Legion’s $3,000 Eight and Forty Lung and Respiratory Disease Nursing Scholarship for registered nurses. The deadline to apply for the nursing scholarship is May 15, 2010, with selections announced July 1, 2010. For more information about the nursing scholarship and other American Legion scholarship opportunities, or to request application packets, go here.

Also American Legion offers financial aid. The American Legion Temporary Financial Assistance program provides cash assistance to help meet the basic needs of veterans' children when it is established that no other resources are available to provide the required assistance. Veterans need not be members of The American Legion, but they must have served on active duty during one of the Legion's eligibility periods. Their children, stepchildren or children in their legal custody must be 17 or younger and not married. For more information visit the American Legion Temporary Financial Assistance Program webpage here.

More updates here.

2010/04/05

Budget Friendly Monday

Dunkin’ Donuts Giveaway

7 Steps to Get Your Finances Back on Track

Consequences of Bad Credit

Counterfeit Combat: Defense Is in the Details

Beauty Products You Already Have in Your Kitchen

Best Stuff Not to Buy in Bulk

13 Things Your Grocer Won't Tell You

Should You Buy American Now?

Debit Card Fraud: Is Your Money at Risk?

Visiting the Kennedy Space Center, On the Cheap

The Lowest Tax States for Retirees

Companies That Are Hiring Aggressively Right Now

Freebies: free candy, celebrity mags, lattes, Seventh Generation cleaning products, and more!

Hospital scrubs 20% off at Dickies

Free Arby's sandwich with drink purchase

Labels:

2010/04/04

2010 MILBloggies - Vote Today

2010 MILBloggies Officially Kicked Off!

Vote Here!

2010/04/01

“Talk, Listen, Connect” - Sesame Street/USO Experience for Military Families

USO Announces Sesame Workshop Tour Dates

The Sesame Street/USO Experience for Military Families, a free traveling USO show based on Sesame Workshop’s award winning “Talk, Listen, Connect” initiative and produced in partnership with Vee, is back in the United States after an around-the-world tour.

The show, which is exclusively for military families, kicks off its second swing through the United States on April 17 at Fort Knox, Ky.

Audiences will experience a 25-minute character performance and receive promotional items and outreach materials, officials said.

The Sesame Street Workshop/USO partnership put on its first show at Twentynine Palms, Calif., in July 2008. Since then, The Sesame Street/USO Experience for Military Families has traveled more than 45,000 miles to 76 bases in nine countries. More than 120,000 servicemembers and families have been entertained during 176 shows.

“The momentum that this show has gathered since it first performed for military kids and families is unbelievable,” said Gary E. Knell, Sesame Workshop president and CEO. “To see how families come together and then use the messages from the show to talk to their kids is the greatest reward that we could ask for. We at Sesame Workshop are thrilled to continue this work with our partners and friends at the USO and reinforce our commitment to military families.”

Sloan Gibson, USO president, noted the positive impact the tour is having on the military community.

“The fact that more than 100,000 troops and family members have attended these shows so far speaks volumes about the tour’s relevance to today’s military,” Gibson said. “We listen to our troops and understand the challenges they face at home, and are proud to call Sesame Workshop our partner in helping to ease the daily stresses on military families.”

Tour Schedule:

2010 SPRING/SUMMER TOUR SCHEDULE

APRIL
Ft Knox - Kentucky - April 17-18
JB Anacostia/Bolling - Washington, DC - April 20-21
McGuire AFB - New Jersey - April 23-24
Dover AFB - Delaware - April 28-29

MAY
Aberdeen Proving Grounds - Maryland - May 1
Ft Belvoir - Virginia - May 2
Andrews AFB - Maryland - May 4
MCB Quantico - Virginia - May 6-7
NAS Patuxent River - Maryland - May 8-9
Langley AFB - Virginia - May 12-13
Joint Expeditionary Base West - Little Creek - Fort Story - Virginia - May 15-16
MCAS Cherry Point - North Carolina - May 19-20
MCB Camp Lejeune - North Carolina - May 22-23
Shaw AFB - South Carolina - May 26-27
Seymour Johnson AFB - North Carolina - May 29-30

JUNE
Parris Island - South Carolina - June 2
MCAS Beaufort - South Carolina - June 3
NSB Kings Bay - Georgia - June 5
NAS Jacksonville - Florida - June 6
NS Mayport - Florida - June 10
Ft Benning - Georgia - June 12-13
Ft Rucker - Alabama - June 16-17
NAS Pensacola - Florida - June 19-20
Keesler AFB - Mississippi - June 23-24
NAS JRB New Orleans - Louisiana - June 25-26
Ft Polk - Louisiana - June 29-30

JULY
NAS Corpus Christi - Texas - July 2-3
Lackland AFB - Texas - July 7-8
Ft Bliss - Texas - July 10-11
Cannon AFB - New Mexico - July 14-15
Ft Hood - Texas - July 17-18
Tinker AFB - Oklahoma - July 21-22
McConnell AFB - Kansas - July 24-25
Ft Riley - Kansas - July 28-29
Peterson AFB - Colorado - July 31

AUGUST
Peterson AFB - Colorado - August 1
Ft Carson - Colorado - August 3-4
Luke AFB - Arizona - August 7-8
MCAS Miramar - California - August 11-12
MCAS Camp Pendelton - California - August 14-15
Ft Irwin - California - August 18-19
NAS Lemoore - California - August 21-22
Ft Lewis - Washington - August 25-26
Fairchild AFB - Washington - August 28-29

SEPTEMBER
Minot AFB - North Dakota - September 2-3
Grand Forks AFB - North Dakota - September 5

Tour dates are subject to change. Please visit www.uso.org or www.sesamestreet.org/tlc frequently for tour updates.