2010/10/31

Money Monday

2010 Veteran’s Day Discounts

What a 'good' credit score is today

The sneakiest new shopping scams

Biggest money mistakes couples make

How to boost your tax refund now

Where to retire with low taxes

Mistakes that cause plumbing disasters

Lending to the government at a loss

Home Safety: A Portable Security System You Can Install Yourself

The best ways to avoid overpaying

6 alternatives to paying for cable

13 smart ways to start holiday shopping

Stop Writing Checks! 5 New Ways To Pay

Creative Ways People Used The Internet for Buyer's Revenge

Oil Heat Prices: 3 Ways to Save This Winter

What the elections mean for your money

Unfriendliest airlines in the U.S.

10 things you might be overpaying for

Ways you can save $3,000 a year on food

Consumer Reports' Most Reliable Cars of 2010

Eight Steps to Financial Health

Future-Proof Your Phone's Data Plan

How 50% Discounts Really Work

What You Give Up for the Right of Return

Travel Deals That Might Not Be

The Gold Mine in Your Old iPhone

MacBook Air Has iPad Feel

Do You Have to Repay Your Homebuyer Credit?

New IRS Rules for Investors

IRS Struggles With New Rules

College tuition costs climbing again this fall

Tax Day Will Be 18 April 2011

Cell Phone Data Plan Comparisons

Use online games to get a college scholarship

Ways you can save $3,000 a year on food

Six home renovation scams to avoid

Tips to Protect Yourself from Scams in Online Auto Malls

5 ways to save $500 or more for the holidays

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DoDEA Survey Available 1 Nov

DODEA launching 2010 customer satisfaction survey
The Department of Defense Education Activity will be conducting a voluntary customer satisfaction survey from Nov. 1 through Dec. 15, according to a DODEA news release.

The purpose of the CSS is to provide feedback - particularly from students and parents - about the quality of education provided by DODEA and areas needing improvement, the release said.

“The Customer Satisfaction Survey provides us with valuable information to direct our efforts at continuous improvement,” DODEA Principal Deputy Director and Associate Director for Education Charlie Toth is quoted in the release. “What we learn from the survey is critical to developing our systemic thinking of how we can improve what we do for our students.”

The survey can be accessed by going to
www.dodea.edu and clicking on the CSS link.

2010/10/30

The Push to Cut Military Benefits

Missing the Point on Military Health Fees

We continue to see media reports parroting Pentagon statements about military health costs and citing comparisons between what military retirees vs. civilians pay in cash fees for their coverage.

MOAA insists that focusing strictly on the cash fee comparison retroactively denigrates the value of the decades of service and sacrifice that constitute the real - and pre-paid - premium required of career servicemembers to earn their families' health coverage in retirement.

CNBC presented a
particularly distorted piece on October 25, which prompted MOAA President VADM Norb Ryan to write a letter of protest to CNBC president Mark Hoffman.

Do not be fooled into thinking that these discussions only impact retirees. These discussions can impact all military members. The above CNBC link discusses cutting health benefits to those not injured during their service, among other things. They suggest 'starting' with retiree co-payment increases and cutting/changing pensions. Starting then tends to ballon and trickle down to all military benefits.

Elsewhere - Top doc's focus is troop health, not higher fees

2010/10/29

Prepare for Holiday Air Travel

TSA to phase in new pat-down procedures at airports nationwide

2010/10/26

Brochure

Hire Military Spouses Brochure!
View this brochure created for potential employers highlighting the qualities that make military spouses great assets for a company or organization.

2010/10/24

Money Monday

Retailers Drawing a Line on Returns

How to get a perfect credit score

The easiest way to get more income

More working families turn to food stamps

Super-simple ways to save on a computer

Bad money habits kids learn from parents

When it's better to pay a pro

What to toss when you've been sick

Dollar slides before G20 but gold and oil rise

Tax-Friendly States for Retirees

The Return of Zero Percent APR Credit Cards

Six cars that really stretch fuel mileage

Money savers you may have overlooked

Say goodbye to traditional free checking

What it takes to get a loan today

What to expect from Social Security

Seven ways to avoid wasting food

The truth about 0% credit cards

The Pros and Cons of Prepaid Debit Cards

Your identity is for sale

Be smart about buying a smartphone

Don't be fooled by credit score inflation

Is your bank targeting you with overdraft notices?

TV Prices Seen Falling for Holidays, Sony Executive Says

Credit Checks on Job Seekers Draw Fire

Biggest mistakes to make with mortgages

Battling the Earbud Blues

The hidden dangers of savings accounts

Health law may end job-based coverage

Beauty treatments from the kitchen

Online TV spats mean fewer free shows on Web

Which smartphone works for you?

Gas prices inch up as oil prices rise

How to buy a foreclosure

Cyber-shop without getting scammed

MySpace, Apps Leak User Data

Required Withdrawals From IRAs Return

How to Keep Cash Coming in Retirement

Roth IRAs for Kids

Credit Scores: How 720 Became the New 680

Shred documents for free on Secure Your ID Day

Are school photos still worth the price?

New credit card technology will let you pay with reward points

Black Friday: Retailers begin to worry about safety

Nook and Kobo eReaders come to Walmart; color Nook may come soon

Is dental insurance going the way of the company pension plan?

SafeCell app rewards good drivers, stops texting while driving

What do your adult kids know about your personal finances?

Smart way to take IRA withdrawal

How far can a creditor go?

Totaled car? Bag a car insurance payout

5 dumb car leasing mistakes to avoid

Time to Get Those Flights for Thanksgiving Travel

Ways to Save Money for the Holidays

Traps to avoid in balance transfers

Beware: New 'IRS' Phishing Scam

Buying a Home? 3 Things to Do First

5 Smart Ways to Cut Your Cell Phone Bill

4 Key Changes to Medicare Drug Coverage

107 Ways to Save!

How to Get Kids Motivated About Money Management

Learn How to Interpret a College Aid Letter

5 Ways to Stay Facebook Safe

Some Smart Ways to Save and Still Have Fun

Take Your Work Computer on the Go

8 crucial money lessons for teens

The wrong way to stop odors in the fridge

2010/10/21

Get Your Vote On

Haven't received your mid-term ballot? No need to worry, just visit the FVAP website.

It is quick and easy. Make YOUR vote count!

Attn: VA Military Brides to be........

Military brides can get free wedding gowns

NORFOLK-

Maya Couture will be the site of Brides Across America’s wedding-gown giveaway for military brides. The giveaway is scheduled for Nov. 11 at the store’s 12 Best Square location off Military Highway across the street from Toys ’R’ Us and The Gallery at Military Circle.

The designer gowns will be given away on a first-come, first-served basis. This is the third year Maya Couture has participated.

"It is the single most rewarding initiative we host all year,” owner Maya Warburton said in a news release. “This year we will be giving away 75 designer gowns, many of them never-been-worn, new samples donated by designers Maggie Sottero, Pronovias and Essense of Australia.

The value of the gowns is between $500 to $3,000, and they range from size 4 to 22.

Brides must be engaged, be on active duty, or have a fiancé on active duty in either Iraq or Afghanistan. Brides must show identification, copy of deployment papers, orders or other proof.

For more information, call (757) 461-1690.
This is being done all across the US. For more information on your location see these websites:

Brides Across America Blog

BAA wesbite

DOD Instruction 1342.19, “Family Care Plans,” was revised in May

Family Care Plan Change Addresses Custody Questions

A recent change in Defense Department policy highlights why servicemembers and deployable civilians who also are custodial parents may want to seek legal help in arranging their children’s care during deployment.

DOD Instruction 1342.19, “Family Care Plans,” was revised in May to require such plans from troops and expeditionary civilians who have legal custody or joint custody of a minor child. The new policy requires these parents to attempt to obtain the consent of the noncustodial or adoptive parent to any family care plan that would leave the child in the custody of a third party.

“We hadn’t even required those people who were married, but had a blended family, to even consider what’s going to happen to that child when they’re [deployed]. You can’t just assume that the child will be placed with a new spouse, because you’ve got another parent in the picture,” a Pentagon legal spokesman said. “Our new policy is focused on ensuring the noncustodial biological parent is contacted, and that [deploying servicemembers and civilians] discuss arrangements with that person.”

Army Col. Shawn Shumake, director of the Pentagon’s office of legal policy, said many servicemembers may believe mistakenly that their family care plans allow them to transfer temporary custody to a child’s stepparent or grandparent during a deployment. But when another biological parent is in the picture, state courts have unanimously ruled that a parent’s custodial rights take precedence.

“If you see that there’s going to be a conflict [over custody], then you need to go into court before you deploy, and get the court to resolve any issues,” Shumake said.
While developing a family care plan, filers identify short- and long-term care providers, supply documentation of financial arrangements ensuring the self-sufficiency of family members, complete transportation arrangements and designate escorts for family members, and otherwise prove their families’ needs will be met during their absence.

Each military branch has its own regulation covering family care plans, and the services are revising those regulations to comply with the DOD instruction, Shumake said.

The instruction, originally published in 1992, initially applied only to single-parent servicemembers. Beginning in 2008, dual-military couples with children were required to file such a plan. The policy now applies to:

-- Servicemembers and civilian expeditionary work force members who have legal custody or joint custody of a minor child;
-- Single parents;
-- Dual-service couples with dependent family members under the age of 19; and
-- Servicemembers and expeditionary civilians legally responsible for others of any age who are unable to care for themselves in their absence.The revised instruction also incorporates Section 556 of Senate Report 111-35, National Defense Authorization Act for Fiscal Year 2010, which advises the Defense Department to:
-- Ensure that commanders inform servicemembers of the overriding authority of state courts to determine child custody arrangements;
-- Strongly encourage servicemembers to seek legal assistance; and
-- Advise servicemembers that failure to inform the noncustodial parent about the family care plan in anticipation of an absence can undermine the family care plan or even render it useless.

More than half of the 2.2 million U.S. men and women serving in the military are married, and 43.7 percent of the active duty force has at least one child. More than 1.7 million American children under the age of 18 have at least one parent in the military.

Shumake said servicemembers in such families, and their civilian counterparts, carry a dual responsibility.

“You’ve got to ensure the mission can be accomplished. But of course, we can’t have our folks deploying and leaving children unattended,” he said. “The push behind the family care plan is to get people to think about, in a logical, established way … how to take care of the children, and who they’re going to leave them with, and to come up with contingency plans.

“It’s taking care of the mission,” he continued, “but it’s also making sure you can be a good, responsible parent.”

Related Sites:
DOD Instruction 1342.19, “Family Care Plans”
Military OneSource
Military Homefront
Related Articles:
Care Plan to Encompass More Military Families

2010/10/17

Money Monday

Sears Heroes at Home Situation Update - Closed

Only Five Paydays Until Christmas

9 October 2010 Saturday Roundup

9 credit score myths that could hurt you

How to survive on only one income

Why you may need new skills to get hired

Eight fun jobs that pay well, too

Microsoft unveils its latest iPhone rivals

Four traps to avoid when buying an HDTV

Top Five Ways to Make Your Car Run Forever

WePay is the anti-PayPal

Easy weekend jobs to cut your energy bills

3 myths about buying used cars

Low-cost iPad alternatives to avoid

What the $1 trillion deficit really means

The house that sparked foreclosure freeze

5 Counterfeit Goods That Can Harm You

To Roth or Not to Roth: Key Factors to Consider

Boomerang kids: 85% of college grads move home

A push to extend tuition credit

Walmart Rolls Back Rollbacks: Food Prices at Two-Year High

Your Finances: A Guide for Your Twenties

11 Ways to Protect Yourself from Identity Theft

Uncle Sam Wants You to Have an Online ID

How to Raise Financially-Smart Kids

Health Care's Impact on College Kids

12 new money rules

Best Products of the Year

Don't Wait to Book Holiday Travel

The Mall Goes High-Tech

Save More on Big-Ticket Purchases

Travel Discounts Pick Up for Students

New Ways to Show Off Digital Pictures

How to Save in an After-Hours Emergency

The 9 Best Fall Buys

Stores Add Rewards to Gift Registries

Long-Term-Care Insurance Premiums Soar

Hurry Up and Fund That Trust

Cost Basis to Come on 1099B's

Obama Seeks Expansion of College Tax Credit

10 Best Resort Kids' Programs

10 Great Motorcycle Trips

WATCH: Car Buying Undercover: Guide to Haggling

Ways to Save Money for the Holidays

WATCH: Avoiding High ATM Fees

Electric Car Smackdown: What a Volt Really Costs

5 Costly Credit Card Gotchas

Holiday Prep: Shop Now to Save Your Sanity

Kids and Money: The No. 1 Reason They Don't Learn at School

10 tips for making your stuff last longer

Do not buy: 10 items with ludicrous markups

Push to collect online sales tax gathers steam

Expiring tax cuts hit taxpayers at every level

Top five strategies for paying down your debt

Black Friday: Toy store price wars begin

9 documents you MUST read before signing

Protect your money when you travel with these clever tricks

Medical credit cards: Can they harm your financial health?

Can a dealer make you return a new car?

Cheap teen driver policy?

Test-driving a used car

Improve my credit score?

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2010/10/10

Money Monday

Sail into one of these Columbus Day sales

Retailers Team Up Against Amazon

Retailers' Holiday Hinges on Discounts

Toshiba to Launch Tablets in 2011

No Free Stuff Here: At Angie's List, Members Pay

Holiday Travel Deals for College Students

Credit Cards That Protect Against Theft

Busted: Online 'Click to Save' Scams

How long can you freeze food?

How to Score an Upgrade: Air, Car, Hotel

How to re-build your credit score

What the MasterCard, Visa settlements mean for consumers

Top 5 habits of the wealthiest people

U.S. reveals final price tag for TARP bailout

6 habits that will make you go broke

What you need to know about 4G phones

How the foreclosure mess hurts buyers

What happens if you mix up car fluids?

How often should you wash your linens?

15 times not to use your credit card

When a Parent's 'Favor' Can Ruin Your Credit

5 Tax Moves You Should Make This Fall

Rate hikes loom for long-term care insurance

Pay for 8 years of college on 1 salary

Fight for Your Credit Card Rights

4 Ways to Ditch Your Insurance -- Safely

Switching Cell Carriers for Better Service

10 Things Cellphone Services Won't Say

What's Happening to Your Health Plan

Preventing a Hack Attack

Higher Education at a Lower Cost

When Kids Ask for Cash

AT&T ups smart phone 'early upgrade' fee from $75 to $200

Too many coupons could mean too few savings

Google Has Big Plans for Your TV

How Etsy Created an Online Craft Market

Government OKs Loansto Struggling Parents

How to Save on Halloween

10 Reasons to Open a Roth IRA

5 Fees Worth Paying

Ways to Save Money for the Holidays

Cheap Christmas Airfare: 10 Best Web Sites

How to Avoid Online Scams

College Costs: What Parents Pay Now

5 Things Never to Say to Your Kids About Money

Layaway Making a Comeback for the Holidays

Disguised Debt Collectors Using Scary Social Media Tricks

Gold selling 101

Will paying with plastic cost you more?

WePay simplifies collecting money from a group, charity and more

Black Friday Watch: A Shopper's Advice to Retaliers

Black Friday: Apps to Download Before You Shop

Create a Halloween Costume For Less

Virgin Mobile Launches Android Phone wiht Data Friendly Pricing

No-cost loan closing is myth

Buy an expensive car without spending more

How debt collectors get your money

8 'gotchas' of the Credit CARD Act

6 tips to save money as a frugal car owner

Gift card regulations

Deal News

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2010/10/06

2010 Holiday mailing deadlines

Holiday mailing deadlines released
For those mailing packages to friends and loved ones in the military overseas, Christmas comes early. And Hanukkah comes even earlier.

It depends on how you plan to send it, but if it’s traveling the slowest way — parcel post — mail that package by Nov. 12 to get it there by Dec. 25, according to recommended holiday shipping dates provided by the Military Postal Service Agency.

Hanukkah begins Dec. 1 this year, so you’ll need to send it 24 days earlier — by Oct. 19 — if it’s going parcel post.

Here are the other recommended mail deadlines. Subtract 24 days from each deadline to get it there in time for Hanukkah:

• Space Available Mail (SAM): Nov. 20 to contingency locations (APO/FPO/DPO AE Zip 093); all other overseas military locations by Nov. 26.

• Parcel Airlift Mail (PAL): Dec. 1 to contingency locations; all others by Dec. 3.

• Priority Mail: Dec. 4 to contingency locations; all others by Dec. 10.

• First-class cards and letters: Dec. 4 to contingency locations; all others by Dec. 10

• Express Mail Military Services: Not available to contingency locations; other locations by Dec. 18. Check with your local post office to determine if this service is available to a particular APO/FPO/DPO address.

2010/10/03

Money Monday

Top 5 Tricks of Identity Thieves

11 Sticky Money Situations

The Road to the Worst Credit Score Ever

5 common targets for identity thieves

The Best Deals Are in the Strangest Places

4 Simple Ways to Cope With Debt-Related Stress

How to get a home at a $100,000 discount

Report Shows Billions in Education Budget Spent on 'School House Pork'

Six sites for scoring designer discounts

Blogger Urges Readers to Protect Identities

Incredible ways people fall into debt

Ten steps to reduce your utility bills

How much does it cost to make a penny?

Find the Best Deals in Offbeat Spots

Payroll tax holiday: A good idea that scares both parties

How to score an upgrade when traveling

Mortgages Are About to Get More Expensive

5 Reasons To Stop Saving for Retirement

The Triple-Saving Strategy for Online Purchases

The 10 Worst Credit Card Mistakes

Why College Students Need a Roth IRA

New $100 bill debut is postponed

Ugly truth about lower debt

3 Myths of Used-Car Buying Today

8 College Fees You Didn't Plan For

Last-Minute Financial Aid for College Students

A New Face to Mobile Video Calls (AllThingsD)

Is it time to borrow like crazy?

DIY? 4 Times It's Better to Pay a Pro

Sneakiest New Credit Card Tricks

Credit Cards on Campus: How Banks Get Around the Student Protection Law

Find Out Who's Hiring for the Holidays

Prenups 101: What Every Couple Should Know

Cheap Christmas Airfare: 10 Best Web Sites

'Divorce Math' adds up in breakup

Postal regulators reject raising cost of stamps

What’s for Christmas? Cheap, high-tech toys

IRS won't be mailing out tax forms next year

Cost of college is forcing some to go to plan B

Fannie offers housing help to military families

Get Ready for an Airfare Hike

Money 101: Tips for Choosing the Right College

Are Last-Minute Cruise Bargains Real?

5 Ways to Know You've Got the Wrong Credit Card for You

Burning Money teaches teens to spend smarter, save better

Are your bad habits costing you a financial future?

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