2010/11/30

The Study. The Report.

The DADT report has been published. Most of you that frequent here already know how I feel about studies - no matter the topic.

Anyway.....

I have read the report/study entirely. I will not weigh in with a personal opinion on the DADT issue, but I will discuss numbers. Numbers, especially according to generation/age range, truly fascinate me.

What I found most interesting:
The survey questions and wording of the questions
The demographic responses for both surveys
The end state recommendations

Numbers I Pulled:

Service members surveyed -
60.5% were ages 18-31
39.4% were age 32 and up

Spouses surveyed -
60.6% were age 35 or younger
39.4% were age 36 and up
88.2% have never served in the military

400,000 service member surveys were given, 115,052 responded.


According to my (possibly fallible) research - Total number of service members (AD and 7 Reserve components) as of 31 Dec 2009 - 2,269,668. Using those numbers- approximately 5% of service members were surveyed. (Note that the total number above varies a bit depending upon what source is
used, I went with the lowest number found)

150,000 spouse surveys were given, 44,266 responded.

According to data that is several years old, the percentage of married active duty military members ranges from approximately 42% to 60% depending upon service
affiliation. The range for NG and Reserves is 46% to 66%.

Total of combined responses - 159,318.

I was not given a survey nor was my service member husband.

Some have said that the report/study is inadequate, some have said that it is comprehensive. Are those comments based upon the way they wish the repeal page to turn or on a true look at all of the numbers?

Simply based upon the way that the numbers appear to me, it is inadequate. 2,110,370 service members have not weighed in and a very small percentage of spouses did weigh in.

Doing a fully comprehensive survey is too much to ask, I know. Getting people to respond is always a challenge and these things cost money and take a great deal of time. But, can a good decision truly be made based on such a low number surveyed? Some would say yes, some would say no!


I suppose it remains to be seen.

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College Winter Break and TRICARE

TRICARE Benefits Follow Students on Winter Break

With winter break fast approaching, many college students are looking forward to visiting family or friends over the holidays. Making sure their TRICARE benefits follow them during holiday travel is a simple process.

To avoid higher out-of-pocket costs and point-of-service charges, students should get care before heading home or elsewhere for the winter break.

If this is not possible, students with TRICARE Prime can easily transfer their enrollment while on winter break. Once a student arrives home or to his or her vacation destination, their sponsor simply submits a “TRICARE Prime Enrollment and PCM Change Form.” Coverage is effective on the day the form is received. Students can also visit the Beneficiary Web Enrollment website here to transfer enrollment.

The sponsor must also update the student’s address in the Defense Enrollment Eligibility Reporting System (DEERS). For more information about updating DEERS, go here.

When using TRICARE Standard, TRICARE’s most flexible option, beneficiaries can see any TRICARE-authorized provider. The sponsor of a student covered by TRICARE Standard will still need to update DEERS records.

Students with TRICARE Standard or Prime can use TRICARE’s pharmacy benefit anywhere as long as their DEERS information is current and they have a valid ID card.

For more information about TRICARE choices for college students, go here.

2010/11/28

Money Monday

10 Retailers With Shipping Deals to Military Families on Black Friday and Beyond

Cyber Monday 2010 Predictions: Which Deals You Should Expect

Best deals for Cyber Monday

Milo.com for local shopping deals

How to Stay Safe While Shopping Online

10 Things App Developers Won't Say

Free Shipping For Holidays

How not to ruin expensive appliances

Even more reasons to fear ATM fraud

6 things to buy after Christmas

Five off-peak destinations this winter

4 Biggest Lies in Real Estate

Last-Minute Tax Savings for 2010

Retirement Math: Taxes on IRA Withdrawals

Freezing Winter Energy Bills

Planning a New Year's Getaway

5 tips for electronics shopping

Best LCD TV deals to come after Black Friday

What To Know About Holiday Card Deals

Estate Tax Limbo Contingency Tips

The Best and Worst Gift Cards

Cyber Monday: Record Number of Retailers Have Online Deals

Looking for Online Coupon Codes? Click Here

Scope Out These Cyber Monday Deals

Consumer Reports: Holiday Retail Ripoffs

Give a Better Tech Gift This Holiday

Holiday Shopping: 14 Best Tips & Tricks

Sticker Shock: Food Prices Soaring

How to score a bargain on Cyber Monday

Five great laptops that fit your budget

Buy these smart phones

Traps to avoid in balance transfers

Top Gifts for Dads Under $100

Tips for Buying Cell Phones for Children

Shop on the Web Without a Credit Card

10 expenses to cut to help pay off credit card debt

Deep in Debt? Focus on Repayment, Not Credit Scores

Net a deal on Cyber Monday

Steps to save $100 a month

Check debt collector credentials

Review of the iPad, Galaxy Tab & other tablets

Why food bills are heading higher

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2010/11/23

Deliciously Organic: Simple Dishes, Vibrant Flavors Everyone Will Love"

Husband at War, Air Force Wife Pens Cookbook

“Let’s see,” says Carrie Vitt, wife of Major Pete Vitt, of this year’s Thanksgiving at Edwards Air Force Base in California, “it’s my husband and our daughters. The Deas are coming with two kids.
The husband’s been in
Afghanistan since March, back the first week of December, so she’s in the homestretch. We’ve known them since pilot-training days.” And then there are the Phillipses and their three kids who are moving into TLF (temporary living facilities) the night before Thanksgiving.

“Most husbands arrange to arrive at night so the wives don’t see it,” she says. “It,” being the miles and miles of dry lakebeds and nothingness surrounding the base. “Every woman breaks down the first time she sees Edwards,” laughs Vitt. “You think: ‘I can’t believe Air Force sent us here.’ Takes a week of crying before you figure out that you’re going to be just fine.”

This year, family and friends will enjoy a made-from-scratch Thanksgiving bounty: smoked turkey; carrot soufflé (steamed carrots pureed with maple syrup, butter, eggs, flour, cinnamon and vanilla and baked); Spinach Madeleine (Carrie’s grandma’s creamed spinach kicked-up with pepperjack cheese); mashed potatoes; Carrie’s mom’s favorite salad of mixed field greens,
pecans, cranberries, blue cheese and balsamic vinaigrette; pumpkin pie and pecan pie served with hard sauce and whipped cream. They’re all organic and they taste the way they ought to, usually an oxymoron with organic cooking. That’s why Vitt wrote, “Deliciously Organic: Simple Dishes, Vibrant Flavors Everyone Will Love,” due in early December. It includes recipes that she worked on tirelessly to make organic, but not to taste organic.

Edwards, the site of the Air Force’s Test Pilot School, is home to more aviation records than anywhere else in the world. The program is so rigorous that only seasoned pilots with advanced technical degrees in aeronautics, physics, mathematics, etc. need apply. It’s where Major Vitt instructs and trains top pilots, navigators and engineers how to conduct flight tests on new and experimental aircrafts. And it’s where Carrie Vitt cooks and bakes her way through squadron coffees, dinner parties and family meals, testing and perfecting Butterball
Chive Biscuits, Crawfish Etoufee and Chocolate Cream Pie.

It’s a toss-up whether Vitt’s all-organic-all-the-time food is more of an accomplishment because she moves to a new base every few years (often located in the middle of nowhere), or because she’s done it for a family of four on a military salary for nearly a decade.

“I honestly thought organic was for people who wanted to pay more for food,” she says. Suffering from 24/7 migraines after the birth of her second daughter, which didn’t respond to medication, she did some research and decided to try organic. Several months later the headaches disappeared. “I’m not a scientist,” she says. “I only go from personal experience. But I was better and the kids were less hyper.”

Her reputation now precedes herself. When they returned to Edwards last year after Major Vitt’s first tour, “the general’s wife came up to me and said, ‘You’re the organic
cook!’” After squadron coffees Vitt often fields “how-do-you-do-it” questions for as long as an hour. She suggests replacing one item per month with an organic one. “In six months you’ll be organic,” she says.
“You don’t need fancy stoves and granite counters to go organic. You just have to be curious.”

Moving to a new base means logging onto eatwild.com and localharvest.org to find local organic markets and suppliers. When the Vitts were stationed at Eglin AFB in Florida she and some other wives created a co-op and got organic bulk deliveries on-base. She sources local organic farms and together with other families, buys a whole cow and has it butchered. “The last one averaged $3.50 per pound for all cuts,” she says.

Other than cost and availability, the main issue with
organic food is that it often doesn’t taste like it’s supposed to. If you’ve ever substituted whole-wheat flour for white you know that pancakes can go horribly, tragically wrong. Because Vitt grew up with a gifted grandmother and worked for a mom who is a caterer (“The Festive Kitchen” in Dallas), making food taste like it should is her priority. She gives healthy, unprocessed versions of family favorites that don’t ask people to trade-off taste for health.

Her first foray into whole-wheat chocolate chip cookies was disastrous: big, dense, hard globs of dough. “My mom’s famous for her cookie dough so I had to get it right,” she says. Six months of experimenting yielded dough as good as her mom’s. The secret: combine the right proportions of whole-wheat
pastry flour, whole-wheat flour and ground oats. She created a mock cream of mushroom to replace the canned soup in her grandma’s Crawfish Etoufee. “I’ve got a good handful of grandma’s recipes that are now organic and taste exactly like hers.”

The only thing Vitt won’t be making for Thanksgiving is the
turkey. She and her husband inject it with garlic butter and cover it with Herbamare, a blended organic seasoning. Then her husband gets up in the middle of the night and smokes it over mesquite for fifteen hours. “It’s his thing. You cut into it and the juices just run,” she says. It’s unbelievable.”

2010/11/22

SnowCare for Troops

I have posted about Project EverGreen many times in the past - but it is always worth mentioning again.

Are you a military family that has a servicemember deployed and you will need help with winter snow removal?

Are you someone that is willing to volunteer a little of your time and muscle this winter in order to help military families whose servicemember is deployed?

SnowCare for Troops
Project EverGreen has partnered with The BOSS Snowplow to connect military families with snow and ice management professionals and volunteers to provide free snow and ice removal services. If you are interested in helping a family in your area, please take a moment to complete our online application. Learn more here and here.

Military families can register here.

Individuals and/or organizations interested in voluteering can find information here.

"Human Stories"

Army Wife Shares Letter to Daughter

Sarah Hertig said her Army husband would prefer their daughter “never, ever” marry a soldier.

He’d rather spare her the rollercoaster that’s life as an Army wife, she said, –- the constant goodbyes, the wartime fears, and the worry that seems to creep up every time there’s an unexpected knock on the door.

But Hertig knows they can’t predict who will sweep their daughter off her feet, as her soldier husband did with her. So she wrote her 13-year-old daughter a letter, just in case, to share the incredible highs and the heartbreaking lows of military life.

Hertig shared that letter with the world today during a TEDxPentagon event called “Human Stories” that was broadcast live online. TEDxPentagon was licensed by Technology Entertainment Design, or TED, and featured 11 speakers from the military who each talked for 18 minutes about their lives, their work and their relationships.

Hertig was the only military spouse. She addressed the crowd at the Navy Memorial Heritage Center here as images of her daughter and husband flashed behind her on a giant screen.

She began her letter: “As much as I would like to tell you it is a life full of pride and patriotism, which it is, I feel I have an obligation to tell you about the hardships and realities that also come with this life.”

In the letter, Hertig recalled the first time her husband went to war, when her daughter was 5. She remembered watching her daughter as she walked with her father to his departure point, clutching his hand while she balanced his too-big helmet on her head.

They were surrounded by families in tears, reluctantly saying goodbye to their military loved ones.

“I looked at you and you weren’t crying,” she said of her daughter. “And when it was time for you to say goodbye, you gave your dad his helmet, you hugged him around the neck, you kissed him and you said, ‘See you soon.’”

Hertig said her husband walked away and never looked back as her young daughter stood there stoically, bravely, staring after him in the night. Hertig was heartbroken, not only for herself, but for her daughter.

Her husband later confided in his wife that he chose not to look back that day. “He did not want to acknowledge that that moment might be our last together as a family,” she said.

Hertig shared a letter her husband wrote to his family in 2003 to explain why he chose to fight.

“I’m scared of fighting, not of the actual fighting itself, but of the potential of not being able to share any more days with you,” he wrote. “But it’s because of you and the kids is why I must fight in order to do so. I want you to be proud of me, and being part of this allows me to give you all something even greater, a more secure world for you to grow old in.

“If I have to give my life for that, I will.”

If her daughter becomes an Army wife, she said, “there will be times you don’t want to let go and you feel like you can’t be brave … but you don’t have a choice.”

At those times, her Army family will bolster her and she will bolster others, Hertig said, and those relationships will become her most treasured possessions.

During her husband’s deployment, Hertig said all she wanted to do was sleep. She would wake up and stare at a spot on the wall, hoping by doing so her worries and fears would disappear. She let her thoughts go into dark places and imagined how she’d react if that knock came at the door confirming her darkest fears.

“And then I would think of you and you beautiful smiling face,” she said of her daughter. “You needed me, and I realized I needed to be strong … I needed to be strong for me.”

It was in the acknowledgement and recognition of those fears that she became strong, Hertig said. “My Army family helped me see that,” she said.

Hertig’s husband was injured the same year he deployed. He sustained a blast concussion and subdural hematoma, and was sent home. Their days became consumed with doctors, medications and headaches, she said.

Twice after, once in 2005 and again in 2007, his injuries prevented him from returning to Iraq.

He was upset, Hertig said, especially when he lost many friends to war during his unit’s 2005 deployment. They were both wracked with guilt. She felt guilty for feeling relieved her husband was by her side, and he felt guilty for not fighting alongside his comrades, she said.

“As an Army wife, sometimes you just won’t understand,” she said, speaking to her daughter.

“You won’t understand why the Army does what it does. But that’s just the way it is.”

In 2009, Hertig’s husband was cleared to deploy, and both felt at peace about his call to duty, she said.

Hertig and her daughter drove him to his unit as before, and when it was time to say goodbye, “You hugged your dad around his neck, you kissed him and said, ‘See you soon.’”

He turned and walked away while Hertig’s now-12-year-old daughter stood there, stoically, bravely, staring after him in the night.

“Once again being brave for your dad,” she said.

Loving a soldier isn’t easy, Hertig said. “But things worth having in this life are never easy. By marrying a soldier you’ll need to understanding his job, his mission, his duty to country will always come first. By accepting that, I hope that you will learn to love this life as much as I do.

“I wouldn’t trade it for the world,” she added. “Not a moment.”

Hertig said she hopes she’ll always be there for her daughter, to pick her up when she falls, to dry her tears when she hurts. But if she can’t, “your Army family will be,” she said.


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2010/11/21

Money Monday

The truth about Black Friday deals

What Is Income Tax Withholding and Why You Want To Get It Right

How to cut your winter heating costs

A holiday ID theft scam that targets kids

5 biggest factors affecting your credit score

Make your second career your best

Tax hikes loom as lawmakers squabble

USAA, PenFed join forces to offer more products

Should you buy tech online or in person?

How to get a bigger Social Security check

5 biggest factors affecting your credit score

How Dealers Dupe You

Are the New Airport Scanners Safe?

10 Driving (and money) Mistakes You Probably Make

Feeling Blue? Leave Your Wallet at Home

How Getting Married Affects Your Taxes

Filing for Bankruptcy: What Can You Protect?

The Secret to Year-End Car Buying

ATM Fraud Gets Even More Brazen

Beware This Low-Tech ATM Scam

Will You Ever Pay for Shipping Again?

Should You Change Your Cellphone Data Plan?

Win Big -- by Avoiding Bank Sweepstakes

Where's It Safe to Buy a House Now?

Can't Pick a College Major? Create One

Estate Taxes: How to Beat The Levy That Won't Die

Fed Unveils Online Consumer Guide

What to buy and not to buy at Costco

Why electric cars won't match their hype

What budget cable does (and doesn't) offer

Why Can’t I Get My Free Credit Report?

Credit Reports are Free – Why Aren’t Scores?

5 Tips to Save on Thanksgiving Dinner

How to Save Money While You Care for Your Pet

6 Alternatives to Expensive Household Cleaners

3 Things You Don’t Know About Hand Sanitizers, 3 Tips to Buy It Right

How to Save Gas Money This Holiday Season

3 Dumb Ways to Pick a Smartphone

College for $1,000 a Year?

6 Tips to Avoiding Flight Delays

5 Tips to Stop Those Annoying Robo-Calls

Seven Smart Money Moves for the Holidays

The Cheapest Cars to Insure

FTC Takes On Debt Collectors

5 Websites That Save You Big Money

5 Ways to Cash In on Cyber Monday

Holiday Decoration on a Budget

National Gas Price Heat Map

Drivers Face Highest Gas Prices in 6 Months

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2011 Clothing Allowance

Few changes in 2011 clothing allowance
Soldiers are seeing little change in their clothing allowances this fiscal year because the contents of their clothing bags are similar to last year.

The fiscal year began Oct. 1.

The slightly higher value of the fiscal 2011 clothing bag for both men and women is attributable to small price changes in a handful of items as the Army switches over from its old dress uniform, which featured green coats and pants/skirts and light green shirts, to the new Army Service Uniform that features dark blue coats and pants/skirts and white shirts.

The minor price changes result in the total value of the clothing bag for women declining by $28.96, and the value of the men’s clothing bag rising by $15.57.

Consequently, annual clothing replacement allowances, based on expected wear life of the items, have also changed little, if at all.

For men, the new basic annual replacement allowance is $370.80, up $3.60 from last fiscal year, while the standard annual replacement allowance is $531.80, up $6.20 from last year.

For women, the basic allowance is $410.40, down $10.80, and the standard allowance is $585.87, down $15.33.

The Army provides a set of uniforms and accessories to new enlisted soldiers. Soldiers are then paid annual allowances based on how long it takes each item to wear out, dividing the cost by how many years the item is expected to last. For example, a duffel bag is expected to last 10 years or more, while T-shirts are expected to be replaced after a few months.

The clothing allowance typically is paid on the anniversary of a soldier’s entry into the service.

At the end of their first year of active duty, enlisted members get half of the yearly allowance because it is assumed they do not need to replace any clothing in their first six months of service.
At the end of their second and third years, enlisted members get the basic clothing allowance to begin replacing the items they were initially issued.

After completing three years of service, enlisted members receive the standard clothing allowance, which is higher than the basic allowance.

2010/11/18

Changes to GAT Family Version Access




Photo credit U.S. Army
Comprehensive Soldier Fitness now more accessible to families

Army family members can now use the Comprehensive Soldier Fitness global assessment tool and all its online self-improvement modules without having a sponsored Army Knowledge Online account.

While family members have been able to participate in CSF for the past nine months, program participation required them to have AKO accounts. These accounts needed to be sponsored by a military member, which was cumbersome, according to the program's director, Brig. Gen. Rhonda Cornum. She said that's all changed now.

"We went through a lot of development and discussion and tried to loosen up the rules for AKO use, but that was not possible," said Cornum. "Family members can now get their own, unique ID, user name and password directly with the Soldier Fitness Tracker, so all they need to do is give their social security numbers once, because we now verify through [the Defense Enrollment Eligibility System]."

It's mandatory Army family members participate in the DEERS. The database includes more than 23 million records pertaining to Active Duty, Reserve Component troops and their family members.

Originally, enrollees needed to have AKO-sponsored accounts, but that was a problem, explained Cornum, because it was cumbersome and required being re-sponsored every 120 days at the expiration of an AKO password.

"You have to think up a new, unique, painful password and as you can imagine, people were not very excited about that because it could take you 15 minutes to complete the CSF global assessment tool, but two days to get an account. It just wasn't very user-friendly," Cornum said.

The CSF director encourages family members to participate in the program because she said family is often a large part of the solution to building and enhancing the other four dimensions of strength - the physical, emotional, social and spiritual.

The family version of the Global Assessment Tool is similar to the Soldier GAT, Cornum said, but added that it obviously doesn't ask questions that aren't relevant to family members, such as the perceived readiness of the Soldier's unit. Instead, it poses questions related to the readiness of the family in facing an upcoming deployment, such as "do you think your family is ready for the potential of your Soldier's deployment?"

2010/11/17

Lessons Learned

Petraeus' wife shares lessons of military life

Holly Petraeus knows the challenges of a military spouse.

After 36 years of marriage and 24 moves, the wife of Gen. David Petraeus, the U.S. and NATO commander in Afghanistan, has acquired an "eclectic" résumé, as she puts it.

She has worked as a typist, a test proctor and a machine operator producing training aids, and has volunteered for numerous parent and military groups and functions.

"All of those jobs were a great education on the small moving parts that make up a military installation," Petraeus told an audience of about 500 people assembled Tuesday for the Augusta Metro Chamber of Commerce's annual Women in Business Signature Event.

Petraeus was the guest of honor for an event that this year paid homage to members of the military, their spouses and other family members.

Petraeus now works as the director of the Better Business Bureau's Military Line, which aims to provide consumer education and information to members of the military.

She sends out a monthly newsletter and tries to keep military members and their families from falling prey to scams such as shaky loans, faulty vehicle sales and hijacked identities.

Since taking over the program five years ago, Petraeus has moved four times. Circumstances have changed, however, since she started out as a military spouse, she said.

"They just gave me a laptop and said keep going," Petraeus said.

Earlier in the evening, a ceremony recognized businesses that have worked with Fort Gordon to provide military spouses with information about job opportunities.

The Army Spouse Employment Partners program has resulted in 4,000 job referrals and 167 spouses being placed in employment since a pilot program launched in summer 2009.

"Family member oftentimes, depending on career choice, may find themselves following their soldier and not having a job waiting on them in the next community, although they might have been highly employable in the former community," said Vanessa Stanley, the director of Army Community Service at Fort Gordon.

The businesses recognized included Circle K, CVS/Caremark H&R Block and Marshalls. The companies are not bound to hire spouses but have pledged to spread awareness of their job opportunities, Stanley said.

The local program received positive feedback, she said.

2010/11/14

Money Monday

How to fix your budget blunders

Target to sell $3 appliances for Black Friday

Why big stores are shrinking

How to get a raise in a tough economy

Seven hot careers through 2018

What you get in a $100,000 house today

Secrets airline pilots won't tell you

U.S. states that tax retirees the most

Bargains and pitfalls for e-reader buyers

A checklist to make Thanksgiving easier

Now at Your Local Bank: Free Money

What gadgets to buy and not buy now

Black Friday's Best Deals: A Sneak Peek

The Debt Commission Budget Cuts You Haven't Heard

Toys R Us moves Black Friday to Thursday

The first real challenger to the iPad

The growing burden of teacher pensions

Five holiday shopping traps to avoid

What your debt is really costing you

When to get the best deals on everything

Oil drops below $85 a barrel, cooling 2-week rally

Proposed gas tax increase fires up debate

How to Pile Up Rewards Points This Season

2 Child-Care Tax Breaks So You Can Go to Work

The New Medicare Rules

10 great cars under $18,000

You can ask for a raise in 2011

Wal-Mart's Black Friday 2010 ad: Electronics top deals

Gift Guide: Best buys for foodies

‘Black Friday week’ now ‘Black Friday month’

Groovy! Layaways make a comeback

Push to collect online sales tax gathers steam

Traps to avoid in balance transfers

10 ways to break free from compulsive spending

Best Way to Pay Student Loans

How to Make Wise Choices About 2011 Benefits

What Air Travelers Need to Know This Holiday Season

New Fed Guide Gives Consumers Credit Report, Scoring Info

Why Prepaid Cards for Kids are a Bad Idea

9 cash-saving strategies that pay big bucks

Medical credit card?

The best car for teenage drivers

8 clever solutions for cleaning windows

Click Your Way to Holiday Savings

Video: 5 Items That Are Getting More Expensive

Worst things your car mechanic can tell you

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2010/11/13

Hunting Season Is Here....

For those of you that are against hunting and/or firearm use - skip this posting.

Each year I complain about this issue - I am doing it again this year.........

The bottom line - I want each state to allow military members (and if they are feeling truly generous, spouses and family members too) to purchase and utilize in-state rate (resident rate or a discounted military rate) hunting, fishing and/or sportsman license, regardless of duty station location or resident status.

Each year this is a problem for our family. We wish to go to neighboring states to hunt and fish together, but the cost of licenses alone is highly discouraging.

Resident License Fees for Soldiers?
As a service member, I get the opportunity to apply for a resident license in whichever state I am currently assigned. I am extremely appreciative of this benefit as the cost of seven different out-of-state licenses over the past 16 years would be pretty expensive! However, because my profession often sends me to locations that are not of my choosing, if I want to hunt with family or friends in other states (even ones I had lived in before) I lose my resident status.

For most hunters, the additional cost of hunting out-of-state is just a part of the game--if you don’t want to pay…don’t play. Over the past four years I have been deployed twice and have found it challenging and expensive (when I am home) to attend a family quail hunt over Thanksgiving in Oklahoma, summer fishing trips with other family members in Colorado, and spring turkey hunting with friends I just left in Kentucky. The operational tempo of the US military, over the past eight years, has forced many of us to change assignments and locations at a rate higher than ever before. I think that states should allow active duty servicemen to apply for resident licenses regardless of their current location. The states themselves would benefit from this as their total number of sold licenses would increase among service members as opposed to them not buying one at all because of the high out-of-state costs. I think it would also increase the total number of sportsmen in the military if the costs and availability of licensing were reasonable.

2010/11/08

Money Monday

Flexible professions that pay well

Beware these credit card features

Cars that lose their value fastest

What the Fed's $600 billion plan means

Retailers Drawing a Line on Returns

Kinect vs. Move vs. Wii

High-Tech Looks Put New Spin on Laundry

6 ways to save hundreds a month

How to sort out credit score confusion

5 Scary Credit Card Situations -- and How to Deal With Them

Don't be Fooled by Credit Score Inflation

How Android tops iPhone and Windows

10 things outlet malls won't tell you

Solve pesky bathroom cleaning problems

How to stick to your holiday budget

The biggest clunkers of 2010

How Alzheimer's affects family finances

10 Things 529 Providers Won't Tell You

Where Do Your Tax Dollars Go?

A Recessionary Guide to Holiday Travel

How to Pick Your Next Computer

What to Buy Before Cotton Prices Rise

7 Creative Ways to Save Money for the Holiday Season

Mileage Rules Prompt Backlash

New Ways Bankers Are Spying on You

Credit Cards: Here Come More New Fees

Get Black Friday deals now

7 Items Worth Waiting For

Steer Clear of Store Credit Cards

3 Financial Products to Avoid

529 college savings plans reduce fees

5 ways to spend gift cards

Tips to outsmart credit card companies

8 crucial money lessons for teens

Savings Bond Offers Inflation Buffer

Are You a Candidate For Winter Tires?

7 Uncommon Ways to Save For The Holidays

Top new car tech options and tips to see if they're right for you

21 tips for readying your home for the winter

Holiday Return Policies

How To Protect Your Debit Card From Thieves

PayPal Wants You To Ditch Your Wallet

Get hired with these in-demand degrees

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