2011/01/30

Money Monday

Free Hotel Rooms for Active Duty Troops

New Twist: Your Credit Score Is a 'Ranking,' Not a 'Rating'

12 tech items that keep getting cheaper

The dirtiest hotel rooms in America

Are time-share offers really worth it?

U.S. Postal Service eyes massive closures

Five calls that can save you big money

Controversial nutrition labels coming

Housing double-dip has begun

Verizon backpedaled on plan announcement

The end of credit cards is coming

Is long-term care insurance worth the price?

6 Expenses You Should Never Put on a Credit Card

The Unseen Taxes That You Pay Every Day

Tips to Help You Lower Your Winter Home Heating

Watch: Dos and Don'ts of Credit Scores

The When-to-Do-Everything Guide

Save $1,000 on Your Tax Bill

Pad newspaper The Daily to launch Feb. 2

When Not to Buy an Airline Ticket

The Confusing Costs of Continuing Care

How to Save on E-Books

The IRS Targets Income Tricks

Why I hate income tax refunds

Who not to trust with your credit card

Sony unveils advanced gaming device

Why you should quit Facebook now - security nightmare waiting to happen

Flight canceled? How to get a cot, food, a shower and the fastest flight out.

What's new in TVs

Your Tax Documents Are in the Mail

Things Not to Buy in a Supermarket

Low-Tax States Attract Budget-Conscious Americans

Eight friends who can drain your wallet

Video: 5 Phone Calls That Can Lower Your Bills

Google Vs. Facebook: Let the Battle Begin

Car Apps Giving Buyers an Edge

Seizing the Tax-Friendly Gifting Moment

Can Your Bank Stop ID Theft?

Taxes—April 18 (Yes, that's Right ) Is Coming Up

Credit card rates at record highs near 15%

Are you safe on Facebook?

USAA succeeds in retail banking

Value vacations for the whole family

With planning, a year off before college won't hurt parents' wallets

Keeping an eye on your mechanic

Is 19-year-old still a dependent?

Each spouse entitled to free credit report

Ways to save, not spend, your tax refund

A checklist to save on car insurance

Verizon iPhone Pre-Order Clock Begins

Oil Prices Are Likely to Drop Before They Rally Again

Use Drugstore Rebates, Coupons, Rewards for Cheaper Groceries

Oil Prices Surge On Middle East Unrest

Pay with Your iPhone? Bad Idea

Gift Cards: How To Fight An Expiration Date

How to Fight Bad Customer Service

10 Signs You Don’t Want That Apartment

College Freshmen: 3 Smart Ways to Reduce Stress and Cut Costs

How Supermarkets Get You to Spend More

Verizone iPhone Trade In Not Worth It

Georgia Taxpayers Direct Deposit Problems

Common FAFSA Mistakes to Avoid

Labels:

2011/01/28

Sr Leaders Continue to Share Stories to Help Soldiers and Families

Video can be found here.

3-star opens up about battle with addiction

Standing before a packed hall of 700 military doctors and medics here, the deputy commander of the nation’s elite special operations forces warned about an epidemic of chronic pain sweeping through the U.S. military after a decade of continuous war.

Be careful about handing out narcotic pain relievers, Lt. Gen. David Fridovich told the audience last month. “What we don’t want is that next generation of veterans coming out with some bad habits.”

What Fridovich didn’t say was that he was talking as much about himself as anyone.

For nearly five years, the Green Beret general quietly has been hooked on narcotics he has taken for chronic pain — a reflection of an addiction problem that is spreading across the military. Hospitalizations and diagnoses for substance abuse doubled among members of U.S. forces in recent years. This week, nurses and case managers at Army wounded care units reported that one in three of their patients are addicted or dependent on drugs.

In going public about his drug dependency during interviews, Fridovich, 59, echoes the findings of an Army surgeon general task force last year that said doctors too often rely on handing out addictive narcotics to quell pain.

An internal Army investigation report released Tuesday revealed that 25 percent to 35 percent of about 10,000 soldiers assigned to special units for the wounded, ill or injured are addicted or dependent on drugs, according to their nurses and case managers. Doctors in those care units told investigators they need training in other ways to manage pain besides only using narcotics.

“I was amazed at how easy it was for me or almost anybody to have access and to get medication, without really an owner’s manual,” says Fridovich, deputy commander of the nation’s roughly 60,000 Green Berets, Army Rangers, Navy SEALs and secretive Delta Force teams.

For such a high-ranking military officer, publicly acknowledging drug dependency was unprecedented.

Retired Army Maj. Gen. Paul Eaton, a former commander in Iraq, says Fridovich has now joined a small cadre of senior military leaders willing to discuss publicly personal struggles, such as living with post-traumatic stress disorder. Such admissions are difficult professional decisions, Eaton says.

“Nobody wants to show weaknesses. You want to be perceived as perfection,” he says. “But sometimes moral courage kicks in where moral courage is demanded.”
Fridovich agreed in recent weeks to talk openly about his reliance on drugs as part of what he says is a personal commitment to push the Army into better addressing pain management and drug addiction.

“Here’s my story,” he says. “I feel like there is some real value — maybe cathartic, don’t know — but really, more than anything else, how can you help people?”

His own experiences are his bona fides on the issue, Fridovich says, and others agree.
“This is huge for Fridovich to be willing to talk about this as a three-star general,” says Gen. Peter Chiarelli, Army vice chief of staff. “We’re finally coming clean and admitting at all levels this is an issue.”

Fridovich says narcotics altered his personality, darkened his mood and management style, and strained his 35-year marriage.

When Fridovich finally went through treatment and detoxification to reduce his drug reliance in 2008 — he still relies on weaker doses of narcotics to combat pain — his wife, Kathy, hid or destroyed more potent pain pills so he could not use them.

“I was fighting the pain. And I was fighting the injury. And I was fighting the narcotics,” he says. “We have an obligation to the soldiers to look them in the eye and say, ‘I know what you’re going through. You don’t want to be like this for the rest of your life. You don’t have to be.’ ”

Pentagon statistics show the number of pain-relief prescriptions given to troops, including narcotics, growing 86 percent from 2001-09, when 3.7 million doses were handed out. That dipped last year to 3.5 million prescriptions, the data reveal, but is still more than any year prior to 2009.

From 2005-09, the number of troops diagnosed each year with substance abuse disorders jumped 50 percent to nearly 40,000, the Pentagon says. And substance abuse hospitalizations increased from 100 troops per month in 2003 to more than 250 per month in 2009.

“The abuse is getting higher and higher and more and more,” Fridovich says, “and that leads to a very dark, deadly, dangerous place.”

An unrelenting pain

Narcotics entered Fridovich’s life in May 2006, after he severely injured his back exercising between trips to warzones. At the time he was a two-star general in command of all special operations forces operating in the Pacific.

Fresh from a trip to Iraq and slated to go to the Philippines, he was in a Marine base gymnasium on Oahu leg-pressing 400 pounds when lower vertebrae shattered.

Doctors later said his back was brittle from decades of soldiering and scores of parachute drops.

He said he felt a twinge at the time and worked through it, continuing a regimen of weight-lifting, handball and racquetball for several days.

But by Memorial Day, he awoke barely able to stand.

“All I could do was just lie in bed and writhe,” Fridovich recalls, describing pain radiating from his lower back down his left leg.

“It felt like someone had taken a baseball bat from here to here,” Fridovich says, gesturing from waist to kneecap.

In the emergency room at Tripler Army Medical Center in Honolulu, X-rays showed shattered bones and pinched nerves. Motrin and morphine were the first medications, followed by fistfuls of fast-acting roxicet and longer-lasting Oxycontin, both listed by the federal government as highly addictive with significant potential for abuse.

Doctors wanted him to wait on surgery to gauge progress. “That was a little bit more than wishful thinking,” Fridovich says now.

Eager to quell pain and resume command, Fridovich during one 24-hour period swallowed five dozen Oxycontin pills. His calculus was simple, he says: If the drugs were for pain relief, more drugs must equal more relief.

But the price was a disturbing fogginess of mind and dark, frightening thoughts. Fridovich recalls contemplating, almost irrationally, whether he should simply have his stricken left leg amputated and be done with the it.

He says he pulled out the written warnings about narcotics and realized he was in treacherous territory.

“That scared the hell out of me, [the] anxiety, depression, real bad thoughts,” he recalls. “I got scared so bad that I stopped.”

Fridovich says he immediately cut his consumption of pills drastically — but not entirely. Instead, Fridovich fell into a lifestyle he now concedes was a mistake — ingesting two to four pain pills daily, even as he continued commanding troops and moving up through the ranks.

The demands of his job, the need to travel by plane and helicopter around the globe and stay functional, meant that the roxicet and Oxycontin pills would be part his daily diet.

“Somebody should have challenged me,” he says. “I should have challenged myself and said, “Wow, I’m on this stuff way too long. What’s the deal?’ “
‘I knew he was taking a lot’

His wife, the college sweetheart he married on the eve of joining the Army in 1976 — the couple have one child, a daughter — found herself in a dilemma. She could see her husband was in chronic pain, but she hated the medication.

“I don’t like the drugs,” says Kathy Fridovich. “I knew he was taking a lot. I read all the little fine print. Drugs are scary.”

She became her husband’s conscience, urging him to find a way off the drugs.
For a time in Hawaii, Fridovich sought out acupuncture and managed to reduce his intake of narcotics.

He received his third star in July 2007, and an assignment as director of the Center for Special Operations. He and Kathy moved to Tampa, where Special Operations Command headquarters are located, and the acupuncture treatment ended. Special operations troops have played a central role in the Iraq and Afghanistan wars since 9/11 and the pressure on Fridovich to remain fully functional meant that the pain had to be kept in check. The easiest way was the pills, he says.

“Starting a new job and wanting to do well, he just worked as hard as he could, and they helped him get through,” Kathy Fridovich says. “[But] I kind of wondered about the quality of what he was doing.”

“I did, too,” echoes Fridovich.

The drugs were altering his personality. Fridovich found himself becoming cross with colleagues and less tolerant of new ideas. “I found myself being, in some ways, very isolated, very combative,” he says. “It’s not what I wanted to be known for. I wanted to build teams. I wanted to bring people together.”

Doctors at Walter Reed Army Hospital in Washington, D.C., finally decided to operate on Fridovich’s back in January 2008. The surgery removed shattered bone and fused vertebrae. It would provide some long-term relief, but for a while the pain intensified.

Oxycontin and roxicet no longer were enough. He was given morphine.

Within a few weeks back in Tampa, doctors finally advised the three-star general that he had a long-standing dependency on narcotics. He needed some way of managing his pain without relying only on drugs.

At the time, special operations doctors were facing the same issues with soldiers suffering chronic pain, dependency or addiction. They found the Andrews Institute for Orthopedics and Sports Medicine, a Pensacola, Fla.-based center that provides an array of services including surgery, rehabilitation and pain management.

Fridovich would be the test subject.

For four weeks, doctors, therapists and rehab specialists worked with Fridovich through physical training, psychological counseling and nutrition to train his body in more natural ways to deal with pain. They also put him through detoxification.
He was placed on a weaker narcotic, buprenorphrine, less amenable to abuse.

Detoxification left Fridovich physically and emotionally wrung out, he says, suffering the shakes, sweats, aches and nausea. “It’s the most sickening feeling that racks your entire body,” he says.

Fridovich — who was named deputy commander of Special Operations Forces in May 2010 — says the therapy, detox and reduction in narcotics cleared his head, eased his temperament and brightened his outlook on life.

“I should probably take an ad out in a national newspaper apologizing for everything I’ve said or done, because I’m a different person,” he says with a grin.

He hopes one day to leave narcotics behind entirely.

When the Army’s surgeon general office developed a plan last year to institute servicewide some of the same holistic methods that helped Fridovich, the general was part of the campaign.

“I want to be involved,” Fridovich says. “I want to listen to where this is going and see if my playing a part would lend any sense of urgency or importance — get it moving in a way that we start getting things done.”

He says Army medicine must be better prepared to treat pain with aggressive monitoring of medication, drug education, acupuncture, nutrition and proper exercise.

“We ask great things of [soldiers]. Don’t we owe them great things as well?” Fridovich says. “It’s about the human expense.”

2011/01/27

My Love & Hate Relationship - PCSing



I will be writing several postings this year about our upcoming PCS move. The good, bad and ugly!

While chronicling our 'ride' - some of it may end up being garbage and random rambling! I might also whine a little bit. Don't chastise me for that - we all have our moments.

A few months out. Initial thoughts.........

On one hand I love to move. The rest of my appendages have come to hate moving. We are PCSing this year - whether I want to or not. I will get on board at some point. If for no other reason than, cough, I have no other choice.

Love: I love moving to new places, meeting new people, expanding my geographic knowledge and experiences. I love being forced to purge things from my current home and considering new things for our future home - smaller or larger. I love leaving a place that I never learned to love, but simply learned to like (or not) and still thrived in. In the past (for the most part) I have enjoyed our many moves and have not minded PCSing.

Hate: I hate leaving a place that I have grown to love, that I wish I could linger in forever. I hate having to relearn the PCS process and figure out what new things I must now to do please the military and remain able to get a portion of our moving costs back. I hate purging from our current home. I hate leaving friends. I hate the thoughts of having to do taxes next year while dealing with and waiting on a PCS W-2! Yes, it is a love, hate relationship.

I love our current location. I have never truly loved a location before. In all honesty, I am not looking forward to our new location, for many reasons. This move will be a short one and I am having issues keeping my mind focused on the move at hand and not looking months down the road to when we have to do it again. I need to focus!

Our current location is where I feel that I have plateaued. We have made many friends here. Not that we haven't made friends at previous locations, but this time is different. Our neighbors are the greatest and we love them! We have also made civilian friends - lots of them. We have been involved in our local community. We have branched out beyond the confines of the military and we have loved our experience.

At this point in my husband's career, after so many moves - I am semi over the PCS thing. We have done it so many times that I am ready to stop and be settled. Will those thoughts keep me from driving on with what must be done - no - of course not! Will it suck any less - no! Will I embrace the suck - sort of!

We have already been schooled a bit on move.mil. We applied for an account. While waiting for that information we went through everything that we could access on the site to ready ourselves for utilizing it. I also learned that we can't do crap on the site until we contact our local office, because we will be doing a partial DITY, now called PPM. We went back to the website and were finally able to login. The website got stuck when we wanted to add another person to be able to accept our household goods, me. The website got stuck and then logged us out. We tried to log back in and it would not accept our password. We got a new one and the same thing happened over and over again. We gave up for the time being. I wanted to throw my computer out the window last night while trying to simply use the site. My husband was slightly frustrated too, but found my frustration and reaction to the frustration rather entertaining. Hopefully the website gets easier to utilize over time, but time is not really something you have the luxury of when it is time to PCS, nor is any learning curve for the move.mil site.

As I said, apparently we must speak with someone at our local transpo office (due to partial PPM) before we can move forward on anything. We have been unable to talk to anyone at transpo here. They rarely answer their phones in the morning - we were able to leave a message once, but no one has returned our call. They seem to take long lunches. It seems they leave the office or simply stop answering phones at 1530. I say they, but I have no idea, it might be one single person. A friend of my recently moved and she said that only two people were working in her transpo office at any given time - apparently move.mil is supposed to be the catch all for everything now and the local people were rather unwilling to help her with anything. I hope that does not turn out to be our experience here. We are at a standstill on the transpo topic.

We applied for housing at our new location. The lady we have been communicating with at the housing office there has been uber nice and helpful. I hope that translates to our entire housing experience at our new location. Our other locations with privatized housing have been a pain in the arse to deal with. I am also exploring off post housing options and we are trying to decide if it would be worth the hassle for such a short term move.

I have noted to myself again that we must now pay 'rent' up front (upon arrival) to our new on post housing office. We experienced this for the first time when we arrived at our current location due to privatization. It took a huge portion of our DLA, because the last location housing office took it's sweet time to reimburse us and stop taking our BAH.

We are currently inquiring about our DLA because each installation has the right to do it differently. Our previous locations have given us 100% up front - that is great because moving across the country or OCONUS gets expensive, quickly. Especially when you look at not only moving cost, but temporary lodging (sometimes extended lodging) - housing costs and the (often times) delay in BAH switch. We do not yet know for sure, but rumor is that our current location only gives a certain % on this side of our move. I understand (for the newbies) why they do this, but this isn't our first rodeo folks. We are fully capable of budgeting our money for this move and would like to have it all up front. We also don't want to have to deal with the time it will take to beg for the rest of it on the other side of this move. We shall see.

I have my entire list of 'To Dos' organized, categorized and time-lines set.

I am researching and talking to friends at our 'move to' location, begging them for various information. I will soon drive them totally insane I am sure, but thus far they have be super helpful and nice about sharing information.

We are leaving our horses at their current location for this short move. That is one less thing to deal with. Super happy about that - but I will miss them terribly. They are my refuge and where I find peace.

With the privatization of temporary lodging at our new location, we will be allowed to have our pets with us while we wait for housing. (If we can ever get transpo dates that is - because if it isn't soon the temp lodging might just be booked up!) This takes a tremendous load off of my back. It will be pricey, but I will take it. It will also save us from having to lodge 30+ miles outside of the post (bc no hotels close by allows pets, per usual) until housing becomes available. Now I just have to map out our driving route based upon where we can find hotels that will allow our pets. Right now it looks as if we will have to go about 1 to 2 hours out of our way on the route to have this luxury - it won't be the first time.

If there are emotional cycles of PCSing - I think that I am in the denial & frustrated phases!

More to follow. What a fun ride. Cough!!!!

Labels:

2011/01/25

'Strengthening Our Military Families'

Article - Obama announces 'unprecedented commitment' to military families

Report - Strengthening Our Military Families (PDF)

More info - here

2011/01/23

Money Monday

Errors affect thousands of military mortgages

AAFES to start selling E10 fuel

Top Military Money Mistakes

Changes to the GI Bill

Military Extensions Explained: When are my Taxes Due?

Facing the College Debt Music

Sprint to Jack Up Rates on Smartphone Data Plans

Facebook Temporarily Disables Phone, Address Data-Sharing Feature

Reasons Not to Buy a Verizon iPhone 4

IRS: Itemizers can file on Feb. 14

How a 107-year-old makes his money last

The next fees major airlines will charge

Pump prices around $3 may look like a bargain by spring

When electronics can be a flight hazard

Your mobile phone bill is going up - Except for T-Mobile

The tricky rules on keeping tax records

Four key Social Security changes to know

Netflix users upset over change

What not to buy at Whole Foods

5 high-tech items worth waiting for

Ways to get a jump on your taxes

The most affordable colleges in America

Debunking four big credit score myths

Why keyless cars can be risky

Copycat Girl Scout Cookie Recipes

6 Inexpensive Dinner Strategies

How to Hike Your Social Security Benefits

How to Test-Drive a Retirement Plan

Car Dealers Roll Out Cheap Financing

10 Things Game Shows Won't Tell You

Things That Will Cost Less in 2011

Ways to Stretch Your Money on a Lean Budget

Tax Changes for 2011

How to Avoid Fees

How We Cut the Cord and Now Enjoy (Almost) Free TV

Do You Need an Extra Car Repair Policy?

Ways to Ace a Job Interview

Real Estate Brokers: Are Some Too Strong?

Real Estate Red Flags

College Saving Gets Trickier

Surprise: Banks Ease Card Fees

Google to launch Groupon competitor

Bank of America Testing New Accounts and Fees

Get Eyeglasses Online, for Quarter of the Price

Costs You Should Always Negotiate

18 Things You Can Get Rid of Today

Best Target Beauty Bargains

11 tips cutting down the number of things you buy

The 7 Biggest Myths About Laundry

Don't overpay for roadside assistance

4 ways to turbocharge your home inspection

4 options for your tax refund

Getting full tax credit for your kids

First Person: How We're Spending Less, Saving More

Cars that keep their value best

Renovations that can hurt home values

Free, public Wi-Fi can be dangerous to your credit card

10 things you should know about identity theft

25 simple ways to save

In Debt? What to Pay Off First

Will New 1099 Law Cause Identity Theft?

Protecting Your Information on Your Smartphone

Why Parents Need a Will

The New Rules for Student Credit Cards

Ways your bank spies on you

Labels:

2011/01/19

Second Life, T2 Virtual PTSD Experience

Virtual World’ Helps With Post-traumatic Stress

The Defense Department is using virtual-world interactivity to educate and help warfighters and others who are reluctant to seek more direct care to deal with post-traumatic stress, said an official at the National Center for Telehealth and Technology, also known as “T2.”

During a recent telephone briefing from the center’s headquarters at Joint Base Lewis-McChord in Tacoma, Wash., Greg Reger -- a clinical psychologist and acting chief of the center’s innovative technology applications division -- said the kinds of immersive experiences available in virtual worlds, such as the internationally populated virtual world called Second Life, are designed to appeal to tech-savvy service members and their families.

“Far too many of our warriors come home and, despite difficulties they are having, are not going to come and see a psychologist, a social worker, a psychiatrist,” Reger said.

According to the center’s website, many researchers have declared traumatic brain injury and post-traumatic stress to be the “signature wounds” of the wars in Iraq and Afghanistan. About 19 percent of service members returning from combat screen positive for psychological health problems, and just more than half seek help, the website says, noting that barriers for those that don’t seek help include perceived stigma, physical access barriers and limited resources.

“There’s a lot of great work going on at DOD to address stigma, but it is still an issue,” Reger said. “So we desperately need solutions to get resources into the hands of those who will not give us the opportunity to provide them basic care.”

Virtual worlds are computer-based simulated environments where users, as representations of themselves called avatars, can interact with each other and build and interact with objects and activities.

“An avatar is basically a computer-generated representation of oneself,” Reger said, adding that users create these computer characters to navigate around the environment and to explore and learn.

The T2 Virtual PTSD Experience, based in Second Life, is an immersive, interactive learning activity that is open to the public and educates visitors about combat-related post-traumatic stress.

The graphics-dense immersive simulation requires a broadband Internet connection, he said. Users must download a copy of the Second Life world and then can access the world from any computer with a broadband connection.

When avatars come into the virtual space, Reger said, they land at a welcome center that offers information about different deployment-related difficulties and a map of activities available in the T2 virtual experience.

“The cornerstone of the experience is when they leave that area and go into an area that teaches about the causes of post-traumatic stress disorder,” Reger said. “They enter a space where they get into a Humvee and are taken through a computer-generated simulation that includes [intense fighting on an Afghan street and] an explosion.

“As this occurs,” he continued, “they receive audio instruction about what we think causes post-traumatic stress disorder, and this sets the stage for the rest of the experience.”

Users then take a simulated flight home, during which they watch a video about post-traumatic stress. They land at a shopping mall, where each store offers an activity that illustrates a symptom and how it may affect daily life.

For example, Reger said, in the mall is a mattress store.

“If you go into the store, you have an opportunity to lie down on a mattress and a video pops up over the avatar’s head that illustrates a re-experiencing of the traumatic event they experienced earlier during the simulation,” he said. “Then information is presented on the nature of trauma-related nightmares and sleep disturbances.”

The environment uses a range of activities to simulate symptoms and help visitors determine if they or a loved one need care, and offers information about where to go for more direct assistance.

“Second Life provides the opportunity to interact with anyone who is in that space. Any warrior who goes in there will be able to talk with whoever is in that space,” Reger said.

“We know that many of the difficulties that our warriors have result in increased social isolation and diminished interest in getting outside the home and interacting with other people,” he added. “We do wonder about the potential in this space to really get some of these folks connected with each other in a meaningful way that might be helpful.”

The National Center for Telehealth and Technology is a component of the Defense Centers of Excellence for Psychological Health and Traumatic Brain Injury, which leads a collaborative global network to promote the resilience, recovery and reintegration of warriors and their families.

"We created an environment that lets people learn by doing, rather than reading text and watching videos on two-dimensional websites," Kevin Holloway, the psychologist who led T2's virtual-world development, said in a statement. "They can learn something new each time they visit."

Related Sites:

T2 Virtual PTSD Experience

National Center for Telehealth and Technology

2011/01/16

Money Monday

What Your Facebook Profile May Be Telling ID Thieves

Verizon quietly scraps 'new every two' credit

Your Verizon Upgrade Questions, Answered

10 Things Facebook Won't Say

Banking Law Hung Up On Down Payments

Free Credit Scores Become More Available to Borrowers

Seven ways to make more money in 2011

10 new cars worth the wait in 2011

Airfare increase seen likely to stick

Worst things you can do to your credit score

Prius expands its hybrid family

America's most affordable cities now

Easy ways to save hundreds of dollars

What authorized users can and can't do with your credit card

Geithner Gauges Support for Big Tax Change

The Truth Behind the Unemployment Rate

7 Things That Will Cost More in 2011

Electronics recycling for cash

Money mistakes that rich people make

Amazing features of best new cruise ships

Secrets of a former credit card thief

World's 10 great cities for shoppers

What could cause the next recession

The biggest tax changes for 2011

15 Ways to Never Run Out of Money

I paid off $18,000 in a year

U.S. prices rise as global inflation heats up

Your most dangerous possession? Your smartphone

Tech to Track Your Aging Parents

The Hidden Costs of Caregiving

Postal Service Rate Hikes in April

Tips for Choosing a Tax Preparer

Most and Least Expensive Cars to Insure

Top Three Homebuying Tips

Bank Fees Likely to Increase

Treasury to Deposit Some Refunds on Prepaid Debit Cards

Save on Grocery Costs

Study: Crooks Can Guess Digits in Your Social Security Number

States with no sales tax

Rising Gasoline Prices Put Consumers in Sour Mood

Tax audits on the rise to close the 'tax gap', be prepared

The worst credit cards of 2010

22 antidotes to rising food prices

Financial Advice That Can Do Serious Damage

The biggest tax changes for 2011

Holiday spending "record" not as good as it looks

5 Bad Financial Decisions and How to Recover

Filling the Tank for Less

What Car Mechanics Don't Want You to Know

Hazards of Using Cards Abroad

Fun and Frugal Ways to Escape Winter

Labels:

2011/01/12

The Paycheck Chronicles

If you have not yet done so, be sure to check out The Paycheck Chronicles on a regular basis.

Kate provides postings, links and information on a variety of money issues. The great thing is that the majority is directed at military and military families.

Great recent postings to check out:

GI Bill Changes: How Far Will They Go?

Renting Apartments Saves Your Travel Dollars

Why Withholding Will Go Up This Year

Top 5 Changes to Post 9/11 GI Bill

Calculate Your Military Pay

Is Refinancing A Good Option?

2011 Military Retiree Pay Dates

2011 Active Duty Military Pay Dates

Understanding How Basic Allowance for Subsistence Works

2011 BAS Rates, Official

Preparing Your Finances For a Deployment

When Will I Get My First Pay? and How Much Will I Get Paid?

Ditch Debt, Boost Credit Scores